3-digit ZIP regional index
Home appreciation in ZIP codes 737xxEnid, OK area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 737 changed +8.3% over the year to Q2 2026, compared with +2.8% for Oklahoma and +3.0% for the United States.
The region covers ZIP codes 73701–73773. Most of its 2010 population lived in Garfield County (56%), Kingfisher County (13%), Blaine County (9%). Communities in the region include Watonga, Alva, Kingfisher, Fairview, Hennessey. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +8.3%
- 5-year change
- +31.2%
- Since Q1 1995
- Not available
- National rank (1 year)
- 40th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 737 vs Oklahoma and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Oklahoma: 338.0
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 737 | OK | U.S. | Gap vs OK | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +8.3% | +2.8% | +3.0% | +5.5 pts | +5.3 pts |
| 3 years | +12.1% | +11.6% | +12.9% | +0.5 pts | −0.8 pts |
| 5 years | +31.2% | +39.9% | +41.3% | −8.7 pts | −10.1 pts |
| 10 years | +42.3% | +77.0% | +93.3% | −34.7 pts | −51.0 pts |
| Since Q1 1995 | Not available | +238% | +292% | — | — |
If you bought in ZIP3 737 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +193% | $878,969 |
| Q2 2000 | +155% | $764,892 |
| Q2 2005 | +109% | $627,853 |
| Q2 2010 | +71.5% | $514,358 |
| Q2 2015 | +46.0% | $437,984 |
| Q2 2020 | +34.1% | $402,386 |
| Q2 2021 | +31.2% | $393,724 |
| Q2 2023 | +12.1% | $336,237 |
| Q2 2025 | +8.3% | $324,967 |
How ZIP3 737 ranks
Over the past year ZIP3 737 ranks 40th of 882 3-digit ZIP regions nationally and 2nd of 17 in Oklahoma. Its one-year change is +5.3 pts versus the nation and +5.5 pts versus Oklahoma. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Oklahoma |
|---|---|---|
| 1 year | 40th of 882 | 2nd of 17 |
| 3 years | 633rd of 882 | 14th of 17 |
| 5 years | 776th of 882 | 17th of 17 |
| 10 years | 863rd of 882 | 17th of 17 |
| Since Q1 1995 | — | — |
Boom, bust, and recovery in ZIP3 737
ZIP3 737's index peaked in Q4 2009, fell 3.9% to its low in Q1 2010, and regained its peak in Q3 2010, about 0.8 years after the top. Today it sits +67.3% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 737 | Q4 2009 | Q1 2010 | -3.9% | Q3 2010 (0.8 yrs) | +67.3% |
| OK | Q1 2009 | Q3 2011 | -3.6% | Q2 2013 (4.2 yrs) | +93.4% |
| Metro | Q4 2009 | Q1 2010 | -3.9% | Q3 2010 (0.8 yrs) | +67.3% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 737's index has changed Not available in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 737 after inflation | OK after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +4.3% | -1.0% | +4.3% | -0.8% |
| 3 years | +9.8% | +2.1% | +1.6% | +2.1% | +2.8% |
| 5 years | +24.0% | +5.8% | +12.8% | +5.8% | +13.9% |
| 10 years | +39.1% | +2.3% | +27.3% | +2.3% | +39.0% |
| Since Q1 1995 | +121% | Not available | +52.6% | Not available | +76.8% |
Estimate appreciation for a home in ZIP3 737
Regional estimate
$426,998
- Estimated gain
- $126,998
- Index change
- +42.33%
- Start index
- 207.31
- End index
- 295.07
ZIP3 737 (Enid, OK area), Q2 2016 to Q2 2026. Index type: MSA/MSAD Index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 746 · Ponca City, OK area | OK | +1.5% | +38.9% | +225% |
| 731 · Oklahoma City, OK area | OK | +0.8% | +33.5% | +255% |
| 730 · Norman, OK area | OK | +3.6% | +38.6% | +237% |
| 738 · Woodward, OK area | OK | +1.5% | +38.9% | +225% |
| 736 · Elk City, OK area | OK | +1.5% | +38.9% | +225% |
| 670 · Derby, KS area | KS | +3.9% | +46.3% | +214% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 295.07 |
| Q1 2026 | 301.28 |
| Q4 2025 | 279.53 |
| Q3 2025 | 287.54 |
| Q2 2025 | 272.40 |
| Q1 2025 | 274.42 |
| Q4 2024 | 288.05 |
| Q3 2024 | 265.63 |
| Q2 2024 | 268.95 |
| Q1 2024 | 259.60 |
| Q4 2023 | 269.33 |
| Q3 2023 | 262.79 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 737?
- Based on FHFA HPI® data for 3-digit ZIP region 737, the regional index changed +8.3% over the year to Q2 2026, +31.2% over five years, +42.3% over ten years, and Not available since Q1 1995.
- Is ZIP3 737 appreciating faster than Oklahoma and the U.S.?
- Over the past year the region's index +8.3% compares with +2.8% for Oklahoma and +3.0% for the U.S., a gap of +5.3 pts versus the nation. Over five years the gap versus the nation is −10.1 pts.
- Which ZIP codes are in 3-digit ZIP region 737?
- All ZIP codes that begin with 737. Census 2010 ZIP Code Tabulation Areas in this region run from 73701 to 73773 (48 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.