3-digit ZIP regional index
Home appreciation in ZIP codes 731xxOklahoma City, OK area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 731 changed +0.8% over the year to Q2 2026, compared with +2.8% for Oklahoma and +3.0% for the United States.
The region covers ZIP codes 73102–73179. Most of its 2010 population lived in Oklahoma County (81%), Cleveland County (18%). Communities in the region include Moore, Midwest City, Del City, Warr Acres, The Village. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +0.8%
- 5-year change
- +33.5%
- Since Q1 1995
- +255%
- National rank (1 year)
- 775th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 731 vs Oklahoma and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 731: 355.4
- Oklahoma: 338.0
- Oklahoma City, OK metro: 347.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 731 | OK | U.S. | Gap vs OK | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.8% | +2.8% | +3.0% | −2.0 pts | −2.2 pts |
| 3 years | +6.8% | +11.6% | +12.9% | −4.8 pts | −6.0 pts |
| 5 years | +33.5% | +39.9% | +41.3% | −6.4 pts | −7.8 pts |
| 10 years | +72.5% | +77.0% | +93.3% | −4.5 pts | −20.8 pts |
| Since Q1 1995 | +255% | +238% | +292% | +17.4 pts | −36.2 pts |
If you bought in ZIP3 731 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +247% | $1,041,835 |
| Q2 2000 | +187% | $861,782 |
| Q2 2005 | +120% | $660,621 |
| Q2 2010 | +101% | $601,846 |
| Q2 2015 | +80.9% | $542,660 |
| Q2 2020 | +46.8% | $440,505 |
| Q2 2021 | +33.5% | $400,462 |
| Q2 2023 | +6.8% | $320,451 |
| Q2 2025 | +0.8% | $302,391 |
How ZIP3 731 ranks
Over the past year ZIP3 731 ranks 775th of 882 3-digit ZIP regions nationally and 17th of 17 in Oklahoma. Its one-year change is −2.2 pts versus the nation and −2.0 pts versus Oklahoma. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Oklahoma |
|---|---|---|
| 1 year | 775th of 882 | 17th of 17 |
| 3 years | 794th of 882 | 17th of 17 |
| 5 years | 749th of 882 | 16th of 17 |
| 10 years | 705th of 882 | 4th of 17 |
| Since Q1 1995 | 459th of 879 | 1st of 16 |
Boom, bust, and recovery in ZIP3 731
ZIP3 731's index peaked in Q1 2009, fell 2.9% to its low in Q2 2011, and regained its peak in Q1 2013, about 4 years after the top. Today it sits +97.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 731 | Q1 2009 | Q2 2011 | -2.9% | Q1 2013 (4 yrs) | +97.9% |
| OK | Q1 2009 | Q3 2011 | -3.6% | Q2 2013 (4.2 yrs) | +93.4% |
| Metro | Q1 2009 | Q2 2011 | -3.1% | Q1 2013 (4 yrs) | +96.7% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 731's index has changed +60.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 731 after inflation | OK after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -3.0% | -1.0% | -1.4% | -0.8% |
| 3 years | +9.8% | -2.7% | +1.6% | -0.6% | +2.8% |
| 5 years | +24.0% | +7.6% | +12.8% | +10.0% | +13.9% |
| 10 years | +39.1% | +24.0% | +27.3% | +25.5% | +39.0% |
| Since Q1 1995 | +121% | +60.5% | +52.6% | +56.9% | +76.8% |
Estimate appreciation for a home in ZIP3 731
Regional estimate
$517,429
- Estimated gain
- $217,429
- Index change
- +72.48%
- Start index
- 206.04
- End index
- 355.37
ZIP3 731 (Oklahoma City, OK area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 730 · Norman, OK area | OK | +3.6% | +38.6% | +237% |
| 748 · Shawnee, OK area | OK | +1.5% | +38.9% | +225% |
| 737 · Enid, OK area | OK | +8.3% | +31.2% | Not available |
| 735 · Lawton, OK area | OK | +10.2% | +43.4% | +140% |
| 746 · Ponca City, OK area | OK | +1.5% | +38.9% | +225% |
| 734 · Ardmore, OK area | OK | +1.5% | +38.9% | +225% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 355.37 |
| Q1 2026 | 353.65 |
| Q4 2025 | 353.67 |
| Q3 2025 | 353.62 |
| Q2 2025 | 352.56 |
| Q1 2025 | 346.73 |
| Q4 2024 | 348.86 |
| Q3 2024 | 344.77 |
| Q2 2024 | 341.64 |
| Q1 2024 | 338.48 |
| Q4 2023 | 331.54 |
| Q3 2023 | 333.29 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 731?
- Based on FHFA HPI® data for 3-digit ZIP region 731, the regional index changed +0.8% over the year to Q2 2026, +33.5% over five years, +72.5% over ten years, and +255% since Q1 1995.
- Is ZIP3 731 appreciating faster than Oklahoma and the U.S.?
- Over the past year the region's index +0.8% compares with +2.8% for Oklahoma and +3.0% for the U.S., a gap of −2.2 pts versus the nation. Over five years the gap versus the nation is −7.8 pts.
- Which ZIP codes are in 3-digit ZIP region 731?
- All ZIP codes that begin with 731. Census 2010 ZIP Code Tabulation Areas in this region run from 73102 to 73179 (43 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.