3-digit ZIP regional index
Home appreciation in ZIP codes 730xxNorman, OK area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 730 changed +3.6% over the year to Q2 2026, compared with +2.8% for Oklahoma and +3.0% for the United States.
The region covers ZIP codes 73002–73099. Most of its 2010 population lived in Oklahoma County (29%), Cleveland County (20%), Canadian County (16%). Communities in the region include Oklahoma City, Edmond, Yukon, Bethany, Mustang. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.6%
- 5-year change
- +38.6%
- Since Q1 1995
- +237%
- National rank (1 year)
- 442nd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 730 vs Oklahoma and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 730: 337.0
- Oklahoma: 338.0
- Oklahoma City, OK metro: 347.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 730 | OK | U.S. | Gap vs OK | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.6% | +2.8% | +3.0% | +0.9 pts | +0.6 pts |
| 3 years | +11.2% | +11.6% | +12.9% | −0.4 pts | −1.7 pts |
| 5 years | +38.6% | +39.9% | +41.3% | −1.3 pts | −2.6 pts |
| 10 years | +74.0% | +77.0% | +93.3% | −3.0 pts | −19.3 pts |
| Since Q1 1995 | +237% | +238% | +292% | −1.0 pts | −54.6 pts |
If you bought in ZIP3 730 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +227% | $981,598 |
| Q2 2000 | +179% | $836,589 |
| Q2 2005 | +118% | $653,637 |
| Q2 2010 | +97.0% | $591,106 |
| Q2 2015 | +79.0% | $537,143 |
| Q2 2020 | +52.8% | $458,331 |
| Q2 2021 | +38.6% | $415,936 |
| Q2 2023 | +11.2% | $333,592 |
| Q2 2025 | +3.6% | $310,926 |
How ZIP3 730 ranks
Over the past year ZIP3 730 ranks 442nd of 882 3-digit ZIP regions nationally and 4th of 17 in Oklahoma. Its one-year change is +0.6 pts versus the nation and +0.9 pts versus Oklahoma. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Oklahoma |
|---|---|---|
| 1 year | 442nd of 882 | 4th of 17 |
| 3 years | 672nd of 882 | 16th of 17 |
| 5 years | 641st of 882 | 15th of 17 |
| 10 years | 686th of 882 | 3rd of 17 |
| Since Q1 1995 | 591st of 879 | 3rd of 16 |
Boom, bust, and recovery in ZIP3 730
ZIP3 730's index peaked in Q1 2009, fell 3.5% to its low in Q1 2011, and regained its peak in Q4 2012, about 3.8 years after the top. Today it sits +93.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 730 | Q1 2009 | Q1 2011 | -3.5% | Q4 2012 (3.8 yrs) | +93.6% |
| OK | Q1 2009 | Q3 2011 | -3.6% | Q2 2013 (4.2 yrs) | +93.4% |
| Metro | Q1 2009 | Q2 2011 | -3.1% | Q1 2013 (4 yrs) | +96.7% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 730's index has changed +52.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 730 after inflation | OK after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.2% | -1.0% | -1.4% | -0.8% |
| 3 years | +9.8% | +1.3% | +1.6% | -0.6% | +2.8% |
| 5 years | +24.0% | +11.8% | +12.8% | +10.0% | +13.9% |
| 10 years | +39.1% | +25.1% | +27.3% | +25.5% | +39.0% |
| Since Q1 1995 | +121% | +52.2% | +52.6% | +56.9% | +76.8% |
Estimate appreciation for a home in ZIP3 730
Regional estimate
$522,052
- Estimated gain
- $222,052
- Index change
- +74.02%
- Start index
- 193.63
- End index
- 336.95
ZIP3 730 (Norman, OK area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 731 · Oklahoma City, OK area | OK | +0.8% | +33.5% | +255% |
| 748 · Shawnee, OK area | OK | +1.5% | +38.9% | +225% |
| 737 · Enid, OK area | OK | +8.3% | +31.2% | Not available |
| 735 · Lawton, OK area | OK | +10.2% | +43.4% | +140% |
| 734 · Ardmore, OK area | OK | +1.5% | +38.9% | +225% |
| 736 · Elk City, OK area | OK | +1.5% | +38.9% | +225% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 336.95 |
| Q1 2026 | 333.74 |
| Q4 2025 | 338.76 |
| Q3 2025 | 324.79 |
| Q2 2025 | 325.11 |
| Q1 2025 | 323.11 |
| Q4 2024 | 325.84 |
| Q3 2024 | 326.25 |
| Q2 2024 | 314.89 |
| Q1 2024 | 311.88 |
| Q4 2023 | 304.84 |
| Q3 2023 | 308.67 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 730?
- Based on FHFA HPI® data for 3-digit ZIP region 730, the regional index changed +3.6% over the year to Q2 2026, +38.6% over five years, +74.0% over ten years, and +237% since Q1 1995.
- Is ZIP3 730 appreciating faster than Oklahoma and the U.S.?
- Over the past year the region's index +3.6% compares with +2.8% for Oklahoma and +3.0% for the U.S., a gap of +0.6 pts versus the nation. Over five years the gap versus the nation is −2.6 pts.
- Which ZIP codes are in 3-digit ZIP region 730?
- All ZIP codes that begin with 730. Census 2010 ZIP Code Tabulation Areas in this region run from 73002 to 73099 (81 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.