3-digit ZIP regional index
Home appreciation in ZIP codes 810xxPueblo, CO area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 810 changed -0.2% over the year to Q2 2026, compared with +0.2% for Colorado and +3.0% for the United States.
The region covers ZIP codes 81001–81092. Most of its 2010 population lived in Pueblo County (69%), Otero County (8%), Las Animas County (7%). Communities in the region include Pueblo West, Trinidad, Lamar, La Junta, Rocky Ford. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- -0.2%
- 5-year change
- +25.3%
- Since Q1 1995
- +267%
- National rank (1 year)
- 825th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 810 vs Colorado and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 810: 366.9
- Colorado: 467.1
- Pueblo, CO metro: 359.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 810 | CO | U.S. | Gap vs CO | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -0.2% | +0.2% | +3.0% | −0.4 pts | −3.2 pts |
| 3 years | +4.4% | +3.4% | +12.9% | +1.0 pts | −8.4 pts |
| 5 years | +25.3% | +25.0% | +41.3% | +0.3 pts | −16.0 pts |
| 10 years | +107% | +85.2% | +93.3% | +21.8 pts | +13.6 pts |
| Since Q1 1995 | +267% | +367% | +292% | −100.2 pts | −24.7 pts |
If you bought in ZIP3 810 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +270% | $1,110,524 |
| Q2 2000 | +180% | $841,146 |
| Q2 2005 | +125% | $674,949 |
| Q2 2010 | +132% | $695,771 |
| Q2 2015 | +117% | $652,038 |
| Q2 2020 | +47.5% | $442,486 |
| Q2 2021 | +25.3% | $375,940 |
| Q2 2023 | +4.4% | $313,278 |
| Q2 2025 | -0.2% | $299,412 |
How ZIP3 810 ranks
Over the past year ZIP3 810 ranks 825th of 882 3-digit ZIP regions nationally and 9th of 17 in Colorado. Its one-year change is −3.2 pts versus the nation and −0.4 pts versus Colorado. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Colorado |
|---|---|---|
| 1 year | 825th of 882 | 9th of 17 |
| 3 years | 839th of 882 | 9th of 17 |
| 5 years | 831st of 882 | 11th of 17 |
| 10 years | 228th of 882 | 6th of 17 |
| Since Q1 1995 | 416th of 879 | 17th of 17 |
Boom, bust, and recovery in ZIP3 810
ZIP3 810's index peaked in Q1 2007, fell 12.8% to its low in Q3 2011, and regained its peak in Q4 2015, about 8.8 years after the top. Today it sits +110% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 810 | Q1 2007 | Q3 2011 | -12.8% | Q4 2015 (8.8 yrs) | +110% |
| CO | Q1 2008 | Q2 2011 | -10.1% | Q1 2014 (6 yrs) | +136% |
| Metro | Q1 2007 | Q1 2012 | -13.4% | Q4 2015 (8.8 yrs) | +107% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 810's index has changed +65.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 810 after inflation | CO after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -3.9% | -3.5% | -6.5% | -0.8% |
| 3 years | +9.8% | -4.9% | -5.8% | -6.6% | +2.8% |
| 5 years | +24.0% | +1.0% | +0.8% | -2.1% | +13.9% |
| 10 years | +39.1% | +48.8% | +33.1% | +46.8% | +39.0% |
| Since Q1 1995 | +121% | +65.7% | +111% | +62.3% | +76.8% |
Estimate appreciation for a home in ZIP3 810
Regional estimate
$620,883
- Estimated gain
- $320,883
- Index change
- +107%
- Start index
- 177.27
- End index
- 366.88
ZIP3 810 (Pueblo, CO area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 808 · Fountain, CO area | CO | +3.6% | +28.4% | +321% |
| 809 · Colorado Springs, CO area | CO | -0.2% | +21.7% | +298% |
| 812 · Cañon City, CO area | CO | -0.5% | +40.8% | +386% |
| 801 · Centennial, CO area | CO | -1.1% | +23.6% | +347% |
| 802 · Denver, CO area | CO | +0.1% | +19.6% | +473% |
| 800 · Aurora, CO area | CO | -0.4% | +22.4% | +370% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 366.88 |
| Q1 2026 | 378.60 |
| Q4 2025 | 367.64 |
| Q3 2025 | 363.68 |
| Q2 2025 | 367.60 |
| Q1 2025 | 365.39 |
| Q4 2024 | 362.39 |
| Q3 2024 | 371.53 |
| Q2 2024 | 363.92 |
| Q1 2024 | 351.64 |
| Q4 2023 | 347.23 |
| Q3 2023 | 351.74 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 810?
- Based on FHFA HPI® data for 3-digit ZIP region 810, the regional index changed -0.2% over the year to Q2 2026, +25.3% over five years, +107% over ten years, and +267% since Q1 1995.
- Is ZIP3 810 appreciating faster than Colorado and the U.S.?
- Over the past year the region's index -0.2% compares with +0.2% for Colorado and +3.0% for the U.S., a gap of −3.2 pts versus the nation. Over five years the gap versus the nation is −16.0 pts.
- Which ZIP codes are in 3-digit ZIP region 810?
- All ZIP codes that begin with 810. Census 2010 ZIP Code Tabulation Areas in this region run from 81001 to 81092 (52 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.