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3-digit ZIP regional index

Home appreciation in ZIP codes 841xxSalt Lake City, UT area

FHFA HPI® data shows the regional home price index for ZIP codes beginning with 841 changed +3.2% over the year to Q2 2026, compared with +2.6% for Utah and +3.0% for the United States.

The region covers ZIP codes 84101–84180. Most of its 2010 population lived in Salt Lake County (100%). Communities in the region include West Valley City, Millcreek, Taylorsville, Murray, Kearns. This is a regional index, not a ZIP5, street, or individual-home estimate.

1-year change
+3.2%

Year to Q2 2026

5-year change
+33.8%

vs U.S. +41.3%

Since Q1 1995
+432%

vs U.S. +292%

National rank (1 year)
518th

of 882 ZIP3 regions

ZIP3 841 vs Utah and the U.S.

FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026

02004006001995200020052010201520202025
  • ZIP3 841: 532.5
  • Utah: 469.5
  • Salt Lake City-Murray, UT metro: 497.5
  • United States: 391.6

Want a different starting year? Rebase this chart or compare with another ZIP3.

Appreciation by time window

Percent change in the regional index to Q2 2026; gaps are percentage points
WindowZIP3 841UTU.S.Gap vs UTGap vs U.S.
1 year+3.2%+2.6%+3.0%+0.6 pts+0.1 pts
3 years+9.9%+9.6%+12.9%+0.3 pts−3.0 pts
5 years+33.8%+34.3%+41.3%−0.5 pts−7.4 pts
10 years+123%+121%+93.3%+2.0 pts+29.7 pts
Since Q1 1995+432%+370%+292%+63.0 pts+140.9 pts

If you bought in ZIP3 841 in…

Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.

Bought inIndex change$300,000 then, at the regional rate
Q2 1995+415%$1,545,781
Q2 2000+304%$1,211,903
Q2 2005+232%$994,527
Q2 2010+184%$850,999
Q2 2015+141%$724,285
Q2 2020+60.2%$480,612
Q2 2021+33.8%$401,511
Q2 2023+9.9%$329,574
Q2 2025+3.2%$309,480

How ZIP3 841 ranks

Over the past year ZIP3 841 ranks 518th of 882 3-digit ZIP regions nationally and 2nd of 7 in Utah. Its one-year change is +0.1 pts versus the nation and +0.6 pts versus Utah. Rank 1 is the strongest appreciation.

WindowNational rankRank in Utah
1 year518th of 8822nd of 7
3 years721st of 8823rd of 7
5 years741st of 8824th of 7
10 years74th of 8825th of 7
Since Q1 199552nd of 8791st of 7

Boom, bust, and recovery in ZIP3 841

ZIP3 841's index peaked in Q4 2007, fell 20.6% to its low in Q2 2011, and regained its peak in Q3 2015, about 7.8 years after the top. Today it sits +139% versus that 2000s peak. How every state and ZIP region fared

Area2000s peakLow pointPeak to lowBack to peakToday vs peak
ZIP3 841Q4 2007Q2 2011-20.6%Q3 2015 (7.8 yrs)+139%
UTQ4 2007Q2 2011-21.9%Q2 2016 (8.5 yrs)+126%
MetroQ4 2007Q2 2011-21.9%Q1 2016 (8.2 yrs)+127%
U.S.Q1 2007Q2 2012-19.0%Q4 2016 (9.8 yrs)+89.3%

Appreciation after inflation

Adjusting for consumer price inflation, ZIP3 841's index has changed +140% in real terms since Q1 1995. Home prices vs inflation

WindowInflation (CPI-U)ZIP3 841 after inflationUT after inflationMetro after inflationU.S. after inflation
1 year+3.9%-0.7%-1.2%-1.4%-0.8%
3 years+9.8%+0.1%-0.2%-0.3%+2.8%
5 years+24.0%+7.9%+8.3%+7.5%+13.9%
10 years+39.1%+60.3%+58.9%+57.3%+39.0%
Since Q1 1995+121%+140%+112%+125%+76.8%

Estimate appreciation for a home in ZIP3 841

Estimate regional appreciation

Regional estimate

$668,960

Estimated gain
$368,960
Index change
+123%
Start index
238.79
End index
532.47

ZIP3 841 (Salt Lake City, UT area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.

About this estimate. This calculator is an independent tool that applies the publicly available FHFA House Price Index® (FHFA HPI®) to a value you enter. The FHFA HPI® is a 3-digit ZIP (regional) index that measures average price movement across a broad area - it is not specific to any individual property, and the result is not an appraisal, tax assessment, lender valuation, or guaranteed market value. zipappreciation.com is not affiliated with or endorsed by the FHFA. Source: Federal Housing Finance Agency, FHFA HPI® (fhfa.gov).

Nearby 3-digit ZIP regions

3-digit ZIP regionState1 year5 yearsSince Q1 1995
840 · West Jordan, UT areaUT+3.0%+33.8%+359%
844 · Ogden, UT areaUT+1.4%+33.3%+369%
846 · Provo, UT areaUT+3.4%+36.6%+358%
843 · Logan, UT areaUT+2.1%+37.8%+347%
829 · Rock Springs, WY areaWY+1.2%+39.9%+249%
831 · Kemmerer, WY areaWY+3.9%+43.6%+322%

Recent quarterly index values

FHFA HPI® values for ZIP3 841 (original FHFA base, Q1 1995 = 100). Index type: Native 3-Digit ZIP index.
PeriodIndex
Q2 2026532.47
Q1 2026526.48
Q4 2025521.99
Q3 2025519.39
Q2 2025516.16
Q1 2025510.77
Q4 2024506.93
Q3 2024504.07
Q2 2024498.93
Q1 2024486.48
Q4 2023477.01
Q3 2023481.70

Frequently asked questions

How much have home prices risen in ZIP codes starting with 841?
Based on FHFA HPI® data for 3-digit ZIP region 841, the regional index changed +3.2% over the year to Q2 2026, +33.8% over five years, +123% over ten years, and +432% since Q1 1995.
Is ZIP3 841 appreciating faster than Utah and the U.S.?
Over the past year the region's index +3.2% compares with +2.6% for Utah and +3.0% for the U.S., a gap of +0.1 pts versus the nation. Over five years the gap versus the nation is −7.4 pts.
Which ZIP codes are in 3-digit ZIP region 841?
All ZIP codes that begin with 841. Census 2010 ZIP Code Tabulation Areas in this region run from 84101 to 84180 (24 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
Can I use this to value my home?
No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.