Metro area index
Home appreciation in the Kansas City, MO-KS metro area
FHFA HPI® data shows the Kansas City, MO-KS metro area's all-transactions index changed +3.2% over the year to Q2 2026, versus +3.6% for Missouri and +3.0% for the U.S. That ranks 218th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +3.2%
- 5-year change
- +42.4%
- Since Q1 1995
- +276%
- Metro rank (1 year)
- 218th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Kansas City, MO-KS vs Missouri and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Kansas City, MO-KS: 376.3
- Missouri: 344.5
- United States: 391.6
Appreciation by time window
| Window | Metro | MO | U.S. | Gap vs MO | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.2% | +3.6% | +3.0% | −0.5 pts | +0.2 pts |
| 3 years | +13.2% | +14.8% | +12.9% | −1.6 pts | +0.4 pts |
| 5 years | +42.4% | +44.2% | +41.3% | −1.7 pts | +1.1 pts |
| 10 years | +107% | +95.0% | +93.3% | +12.0 pts | +13.7 pts |
| Since Q1 1995 | +276% | +244% | +292% | +31.9 pts | −15.2 pts |
3-digit ZIP regions in the Kansas City, MO-KS area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 641 · Kansas City, MO area | MO | +3.3% | +41.4% | +282% | 100% |
| 661 · Kansas City, KS area | KS | +3.9% | +48.6% | +358% | 100% |
| 662 · Overland Park, KS area | KS | +3.6% | +40.7% | +295% | 100% |
| 640 · Independence, MO area | MO | +3.4% | +42.8% | +253% | 93% |
| 660 · Olathe, KS area | KS | +2.6% | +42.9% | +269% | 62% |
| 647 · Harrisonville, MO area | MO | +3.2% | +42.4% | +276% | 37% |
| 644 · Maryville, MO area | MO | +2.7% | +51.3% | +246% | 21% |
| 646 · Chillicothe, MO area | MO | +5.4% | +53.2% | +255% | 13% |
Boom, bust, and recovery in Kansas City, MO-KS area
Kansas City, MO-KS area's index peaked in Q2 2007, fell 12.5% to its low in Q2 2012, and regained its peak in Q2 2016, about 9 years after the top. Today it sits +111% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q2 2007 | Q2 2012 | -12.5% | Q2 2016 (9 yrs) | +111% |
| MO | Q2 2007 | Q2 2011 | -11.0% | Q3 2016 (9.2 yrs) | +92.5% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Kansas City, MO-KS area's index has changed +70.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | MO after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.7% | -0.2% | -0.8% |
| 3 years | +9.8% | +3.1% | +4.6% | +2.8% |
| 5 years | +24.0% | +14.8% | +16.3% | +13.9% |
| 10 years | +39.1% | +48.9% | +40.2% | +39.0% |
| Since Q1 1995 | +121% | +70.0% | +55.6% | +76.8% |
If you bought in the Kansas City, MO-KS area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +271% | $1,112,934 |
| Q2 2000 | +182% | $845,473 |
| Q2 2005 | +120% | $660,326 |
| Q2 2010 | +129% | $685,631 |
| Q2 2015 | +118% | $653,598 |
| Q2 2020 | +61.8% | $485,512 |
| Q2 2021 | +42.4% | $427,329 |
| Q2 2023 | +13.2% | $339,690 |
| Q2 2025 | +3.2% | $309,550 |
Frequently asked questions
- How much have home prices risen in the Kansas City, MO-KS area?
- FHFA HPI® data for the Kansas City, MO-KS metro area shows changes of +3.2% over one year, +42.4% over five years, and +107% over ten years to Q2 2026, and +276% since Q1 1995.
- Is the Kansas City, MO-KS area beating the national average?
- Over the past year the metro's index moved +0.2 pts versus the U.S.; over five years the gap is +1.1 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.