Metro area index
Home appreciation in the Riverside-San Bernardino-Ontario, CA metro area
FHFA HPI® data shows the Riverside-San Bernardino-Ontario, CA metro area's all-transactions index changed +0.8% over the year to Q2 2026, versus +0.9% for California and +3.0% for the U.S. That ranks 331st of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +0.8%
- 5-year change
- +35.9%
- Since Q1 1995
- +401%
- Metro rank (1 year)
- 331st
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Riverside-San Bernardino-Ontario, CA vs California and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Riverside-San Bernardino-Ontario, CA: 501.1
- California: 488.5
- United States: 391.6
Appreciation by time window
| Window | Metro | CA | U.S. | Gap vs CA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.8% | +0.9% | +3.0% | −0.1 pts | −2.2 pts |
| 3 years | +8.9% | +7.7% | +12.9% | +1.2 pts | −4.0 pts |
| 5 years | +35.9% | +28.1% | +41.3% | +7.8 pts | −5.4 pts |
| 10 years | +98.4% | +76.2% | +93.3% | +22.2 pts | +5.1 pts |
| Since Q1 1995 | +401% | +388% | +292% | +12.6 pts | +109.5 pts |
3-digit ZIP regions in the Riverside-San Bernardino-Ontario, CA area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 924 · San Bernardino, CA area | CA | +2.4% | +38.3% | +444% | 100% |
| 925 · Riverside, CA area | CA | +0.8% | +35.7% | +402% | 100% |
| 923 · Fontana, CA area | CA | +1.7% | +35.1% | +375% | 100% |
| 922 · Indio, CA area | CA | -0.5% | +37.1% | +383% | 77% |
| 917 · Rancho Cucamonga, CA area | CA | +0.1% | +34.1% | +423% | 33% |
| 928 · Anaheim, CA area | CA | +3.0% | +42.8% | +458% | 21% |
Boom, bust, and recovery in Riverside-San Bernardino-Ontario, CA area
Riverside-San Bernardino-Ontario, CA area's index peaked in Q4 2006, fell 50.5% to its low in Q2 2012, and regained its peak in Q4 2020, about 14 years after the top. Today it sits +50.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2006 | Q2 2012 | -50.5% | Q4 2020 (14 yrs) | +50.9% |
| CA | Q3 2006 | Q1 2012 | -41.0% | Q2 2019 (12.8 yrs) | +50.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Riverside-San Bernardino-Ontario, CA area's index has changed +126% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | CA after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -2.9% | -2.9% | -0.8% |
| 3 years | +9.8% | -0.8% | -1.9% | +2.8% |
| 5 years | +24.0% | +9.6% | +3.3% | +13.9% |
| 10 years | +39.1% | +42.6% | +26.7% | +39.0% |
| Since Q1 1995 | +121% | +126% | +121% | +76.8% |
If you bought in the Riverside-San Bernardino-Ontario, CA area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +398% | $1,495,077 |
| Q2 2000 | +308% | $1,224,562 |
| Q2 2005 | +79.4% | $538,127 |
| Q2 2010 | +187% | $861,799 |
| Q2 2015 | +111% | $633,492 |
| Q2 2020 | +57.8% | $473,388 |
| Q2 2021 | +35.9% | $407,722 |
| Q2 2023 | +8.9% | $326,708 |
| Q2 2025 | +0.8% | $302,493 |
Frequently asked questions
- How much have home prices risen in the Riverside-San Bernardino-Ontario, CA area?
- FHFA HPI® data for the Riverside-San Bernardino-Ontario, CA metro area shows changes of +0.8% over one year, +35.9% over five years, and +98.4% over ten years to Q2 2026, and +401% since Q1 1995.
- Is the Riverside-San Bernardino-Ontario, CA area beating the national average?
- Over the past year the metro's index moved −2.2 pts versus the U.S.; over five years the gap is −5.4 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.