3-digit ZIP regional index
Home appreciation in ZIP codes 922xxIndio, CA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 922 changed -0.5% over the year to Q2 2026, compared with +0.9% for California and +3.0% for the United States.
The region covers ZIP codes 92201–92285. Most of its 2010 population lived in Riverside County (68%), Imperial County (23%), San Bernardino County (9%). Communities in the region include Cathedral City, Palm Desert, Palm Springs, El Centro, Coachella. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- -0.5%
- 5-year change
- +37.1%
- Since Q1 1995
- +383%
- National rank (1 year)
- 837th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 922 vs California and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 922: 482.9
- California: 488.5
- Riverside-San Bernardino-Ontario, CA metro: 501.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 922 | CA | U.S. | Gap vs CA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -0.5% | +0.9% | +3.0% | −1.4 pts | −3.5 pts |
| 3 years | +4.8% | +7.7% | +12.9% | −2.9 pts | −8.0 pts |
| 5 years | +37.1% | +28.1% | +41.3% | +9.0 pts | −4.2 pts |
| 10 years | +110% | +76.2% | +93.3% | +33.9 pts | +16.8 pts |
| Since Q1 1995 | +383% | +388% | +292% | −5.6 pts | +91.4 pts |
If you bought in ZIP3 922 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +392% | $1,475,616 |
| Q2 2000 | +292% | $1,177,088 |
| Q2 2005 | +79.3% | $537,973 |
| Q2 2010 | +193% | $879,102 |
| Q2 2015 | +121% | $663,261 |
| Q2 2020 | +60.8% | $482,421 |
| Q2 2021 | +37.1% | $411,369 |
| Q2 2023 | +4.8% | $314,462 |
| Q2 2025 | -0.5% | $298,473 |
How ZIP3 922 ranks
Over the past year ZIP3 922 ranks 837th of 882 3-digit ZIP regions nationally and 48th of 57 in California. Its one-year change is −3.5 pts versus the nation and −1.4 pts versus California. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in California |
|---|---|---|
| 1 year | 837th of 882 | 48th of 57 |
| 3 years | 830th of 882 | 43rd of 57 |
| 5 years | 675th of 882 | 13th of 57 |
| 10 years | 184th of 882 | 2nd of 57 |
| Since Q1 1995 | 104th of 879 | 36th of 57 |
Boom, bust, and recovery in ZIP3 922
ZIP3 922's index peaked in Q4 2006, fell 50.5% to its low in Q3 2011, and regained its peak in Q4 2020, about 14 years after the top. Today it sits +55.7% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 922 | Q4 2006 | Q3 2011 | -50.5% | Q4 2020 (14 yrs) | +55.7% |
| CA | Q3 2006 | Q1 2012 | -41.0% | Q2 2019 (12.8 yrs) | +50.9% |
| Metro | Q4 2006 | Q2 2012 | -50.5% | Q4 2020 (14 yrs) | +50.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 922's index has changed +118% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 922 after inflation | CA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -4.2% | -2.9% | -2.9% | -0.8% |
| 3 years | +9.8% | -4.5% | -1.9% | -0.8% | +2.8% |
| 5 years | +24.0% | +10.6% | +3.3% | +9.6% | +13.9% |
| 10 years | +39.1% | +51.1% | +26.7% | +42.6% | +39.0% |
| Since Q1 1995 | +121% | +118% | +121% | +126% | +76.8% |
Estimate appreciation for a home in ZIP3 922
Regional estimate
$630,279
- Estimated gain
- $330,279
- Index change
- +110%
- Start index
- 229.86
- End index
- 482.92
ZIP3 922 (Indio, CA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 925 · Riverside, CA area | CA | +0.8% | +35.7% | +402% |
| 920 · Oceanside, CA area | CA | +2.5% | +40.7% | +457% |
| 924 · San Bernardino, CA area | CA | +2.4% | +38.3% | +444% |
| 923 · Fontana, CA area | CA | +1.7% | +35.1% | +375% |
| 921 · San Diego, CA area | CA | +1.0% | +41.9% | +533% |
| 919 · Chula Vista, CA area | CA | +4.7% | +39.8% | +429% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 482.92 |
| Q1 2026 | 490.35 |
| Q4 2025 | 486.96 |
| Q3 2025 | 484.56 |
| Q2 2025 | 485.39 |
| Q1 2025 | 479.89 |
| Q4 2024 | 469.74 |
| Q3 2024 | 483.40 |
| Q2 2024 | 478.11 |
| Q1 2024 | 466.58 |
| Q4 2023 | 461.53 |
| Q3 2023 | 457.12 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 922?
- Based on FHFA HPI® data for 3-digit ZIP region 922, the regional index changed -0.5% over the year to Q2 2026, +37.1% over five years, +110% over ten years, and +383% since Q1 1995.
- Is ZIP3 922 appreciating faster than California and the U.S.?
- Over the past year the region's index -0.5% compares with +0.9% for California and +3.0% for the U.S., a gap of −3.5 pts versus the nation. Over five years the gap versus the nation is −4.2 pts.
- Which ZIP codes are in 3-digit ZIP region 922?
- All ZIP codes that begin with 922. Census 2010 ZIP Code Tabulation Areas in this region run from 92201 to 92285 (48 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.