3-digit ZIP regional index
Home appreciation in ZIP codes 924xxSan Bernardino, CA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 924 changed +2.4% over the year to Q2 2026, compared with +0.9% for California and +3.0% for the United States.
The region covers ZIP codes 92401–92411. Most of its 2010 population lived in San Bernardino County (100%). Communities in the region include Highland, Muscoy, Rialto, Loma Linda. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +2.4%
- 5-year change
- +38.3%
- Since Q1 1995
- +444%
- National rank (1 year)
- 620th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 924 vs California and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 924: 543.9
- California: 488.5
- Riverside-San Bernardino-Ontario, CA metro: 501.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 924 | CA | U.S. | Gap vs CA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +2.4% | +0.9% | +3.0% | +1.5 pts | −0.6 pts |
| 3 years | +11.9% | +7.7% | +12.9% | +4.3 pts | −0.9 pts |
| 5 years | +38.3% | +28.1% | +41.3% | +10.1 pts | −3.0 pts |
| 10 years | +118% | +76.2% | +93.3% | +41.9 pts | +24.7 pts |
| Since Q1 1995 | +444% | +388% | +292% | +55.4 pts | +152.3 pts |
If you bought in ZIP3 924 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +463% | $1,687,578 |
| Q2 2000 | +376% | $1,427,178 |
| Q2 2005 | +99.5% | $598,536 |
| Q2 2010 | +258% | $1,073,318 |
| Q2 2015 | +138% | $713,277 |
| Q2 2020 | +63.8% | $491,520 |
| Q2 2021 | +38.3% | $414,752 |
| Q2 2023 | +11.9% | $335,848 |
| Q2 2025 | +2.4% | $307,138 |
How ZIP3 924 ranks
Over the past year ZIP3 924 ranks 620th of 882 3-digit ZIP regions nationally and 19th of 57 in California. Its one-year change is −0.6 pts versus the nation and +1.5 pts versus California. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in California |
|---|---|---|
| 1 year | 620th of 882 | 19th of 57 |
| 3 years | 639th of 882 | 12th of 57 |
| 5 years | 648th of 882 | 9th of 57 |
| 10 years | 118th of 882 | 1st of 57 |
| Since Q1 1995 | 44th of 879 | 19th of 57 |
Boom, bust, and recovery in ZIP3 924
ZIP3 924's index peaked in Q1 2007, fell 59.3% to its low in Q2 2011, and regained its peak in Q4 2020, about 13.8 years after the top. Today it sits +55.7% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 924 | Q1 2007 | Q2 2011 | -59.3% | Q4 2020 (13.8 yrs) | +55.7% |
| CA | Q3 2006 | Q1 2012 | -41.0% | Q2 2019 (12.8 yrs) | +50.9% |
| Metro | Q4 2006 | Q2 2012 | -50.5% | Q4 2020 (14 yrs) | +50.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 924's index has changed +146% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 924 after inflation | CA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -1.4% | -2.9% | -2.9% | -0.8% |
| 3 years | +9.8% | +1.9% | -1.9% | -0.8% | +2.8% |
| 5 years | +24.0% | +11.5% | +3.3% | +9.6% | +13.9% |
| 10 years | +39.1% | +56.8% | +26.7% | +42.6% | +39.0% |
| Since Q1 1995 | +121% | +146% | +121% | +126% | +76.8% |
Estimate appreciation for a home in ZIP3 924
Regional estimate
$654,190
- Estimated gain
- $354,190
- Index change
- +118%
- Start index
- 249.40
- End index
- 543.85
ZIP3 924 (San Bernardino, CA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 923 · Fontana, CA area | CA | +1.7% | +35.1% | +375% |
| 925 · Riverside, CA area | CA | +0.8% | +35.7% | +402% |
| 917 · Rancho Cucamonga, CA area | CA | +0.1% | +34.1% | +423% |
| 928 · Anaheim, CA area | CA | +3.0% | +42.8% | +458% |
| 927 · Santa Ana, CA area | CA | +5.3% | +53.0% | +521% |
| 906 · Norwalk, CA area | CA | +1.4% | +35.8% | +420% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 543.85 |
| Q1 2026 | 552.88 |
| Q4 2025 | 535.15 |
| Q3 2025 | 527.33 |
| Q2 2025 | 531.21 |
| Q1 2025 | 519.93 |
| Q4 2024 | 542.80 |
| Q3 2024 | 528.56 |
| Q2 2024 | 519.32 |
| Q1 2024 | 526.04 |
| Q4 2023 | 506.24 |
| Q3 2023 | 497.33 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 924?
- Based on FHFA HPI® data for 3-digit ZIP region 924, the regional index changed +2.4% over the year to Q2 2026, +38.3% over five years, +118% over ten years, and +444% since Q1 1995.
- Is ZIP3 924 appreciating faster than California and the U.S.?
- Over the past year the region's index +2.4% compares with +0.9% for California and +3.0% for the U.S., a gap of −0.6 pts versus the nation. Over five years the gap versus the nation is −3.0 pts.
- Which ZIP codes are in 3-digit ZIP region 924?
- All ZIP codes that begin with 924. Census 2010 ZIP Code Tabulation Areas in this region run from 92401 to 92411 (7 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.