State ranking · Q2 2026
Fastest-appreciating ZIP codes in Minnesota
Over the year to Q2 2026, the fastest-appreciating of Minnesota's 16 3-digit ZIP regions was ZIP3 565 (Moorhead, MN area) at +6.9%, based on FHFA HPI® data. 10 of 16 regions outpaced the statewide change of +3.0%; the U.S. changed +3.0%.
3 of 16 regions in Minnesotause a FHFA "Balance of State" or metro index instead of a separately estimated 3-digit ZIP index, so some regions share identical values and rankings can tie.
Ranked by 1-year change
| # | 3-digit ZIP region | 1 year | 3 years | 5 years |
|---|---|---|---|---|
| 1 | 565 · Moorhead, MN area | +6.9% | +16.0% | +42.2% |
| 2 | 557 · Hibbing, MN area | +5.5% | +21.0% | +53.7% |
| 3 | 564 · Brainerd, MN area | +4.5% | +16.2% | +52.9% |
| 4 | 563 · St. Cloud, MN area | +4.4% | +11.3% | +40.0% |
| 5 | 556 · Two Harbors, MN area | +3.8% | +14.8% | +42.5% |
| 6 | 561 · Worthington, MN area | +3.8% | +14.8% | +42.5% |
| 7 | 567 · East Grand Forks, MN area | +3.8% | +14.8% | +42.5% |
| 8 | 562 · Willmar, MN area | +3.3% | +16.6% | +42.8% |
| 9 | 559 · Rochester, MN area | +3.1% | +12.4% | +35.4% |
| 10 | 560 · Mankato, MN area | +3.0% | +11.6% | +35.4% |
| 11 | 553 · Maple Grove, MN area | +2.8% | +9.0% | +30.1% |
| 12 | 551 · St. Paul, MN area | +2.7% | +8.3% | +25.5% |
| 13 | 558 · Duluth, MN area | +2.3% | +14.9% | +42.0% |
| 14 | 554 · Minneapolis, MN area | +2.1% | +8.2% | +23.7% |
| 15 | 550 · Lakeville, MN area | +1.8% | +8.8% | +29.3% |
| 16 | 566 · Bemidji, MN area | -1.5% | +14.4% | +39.4% |
Top 10 by 5-year change
| # | 3-digit ZIP region | 5 years | 1 year |
|---|---|---|---|
| 1 | 557 · Hibbing, MN area | +53.7% | +5.5% |
| 2 | 564 · Brainerd, MN area | +52.9% | +4.5% |
| 3 | 562 · Willmar, MN area | +42.8% | +3.3% |
| 4 | 556 · Two Harbors, MN area | +42.5% | +3.8% |
| 5 | 561 · Worthington, MN area | +42.5% | +3.8% |
| 6 | 567 · East Grand Forks, MN area | +42.5% | +3.8% |
| 7 | 565 · Moorhead, MN area | +42.2% | +6.9% |
| 8 | 558 · Duluth, MN area | +42.0% | +2.3% |
| 9 | 563 · St. Cloud, MN area | +40.0% | +4.4% |
| 10 | 566 · Bemidji, MN area | +39.4% | -1.5% |
Top 10 by 10-year change
| # | 3-digit ZIP region | 10 years | 1 year |
|---|---|---|---|
| 1 | 564 · Brainerd, MN area | +107% | +4.5% |
| 2 | 557 · Hibbing, MN area | +97.9% | +5.5% |
| 3 | 558 · Duluth, MN area | +91.0% | +2.3% |
| 4 | 556 · Two Harbors, MN area | +88.5% | +3.8% |
| 5 | 561 · Worthington, MN area | +88.5% | +3.8% |
| 6 | 567 · East Grand Forks, MN area | +88.5% | +3.8% |
| 7 | 563 · St. Cloud, MN area | +86.4% | +4.4% |
| 8 | 559 · Rochester, MN area | +84.4% | +3.1% |
| 9 | 562 · Willmar, MN area | +81.0% | +3.3% |
| 10 | 566 · Bemidji, MN area | +79.6% | -1.5% |
Top 10 by change since Q1 1995
| # | 3-digit ZIP region | Since Q1 1995 | 1 year |
|---|---|---|---|
| 1 | 564 · Brainerd, MN area | +376% | +4.5% |
| 2 | 558 · Duluth, MN area | +348% | +2.3% |
| 3 | 557 · Hibbing, MN area | +337% | +5.5% |
| 4 | 565 · Moorhead, MN area | +313% | +6.9% |
| 5 | 554 · Minneapolis, MN area | +296% | +2.1% |
| 6 | 563 · St. Cloud, MN area | +287% | +4.4% |
| 7 | 556 · Two Harbors, MN area | +286% | +3.8% |
| 8 | 561 · Worthington, MN area | +286% | +3.8% |
| 9 | 567 · East Grand Forks, MN area | +286% | +3.8% |
| 10 | 551 · St. Paul, MN area | +260% | +2.7% |
Frequently asked questions
- What is the fastest-appreciating ZIP code area in Minnesota?
- Over the past year, ZIP3 565 (Moorhead, MN area) led Minnesota at +6.9%. Over five years the leader was ZIP3 557 (Hibbing, MN area) at +53.7%, and since Q1 1995 it was ZIP3 564 (Brainerd, MN area) at +376%.
- Why are rankings by 3-digit ZIP and not 5-digit ZIP?
- FHFA publishes its quarterly ZIP-level index for 3-digit ZIP regions, which group all ZIP codes sharing the same first three digits. Each region covers many communities, so results describe broad regional trends rather than any one neighborhood or home.