State ranking · Q2 2026
Fastest-appreciating ZIP codes in Montana
Over the year to Q2 2026, the fastest-appreciating of Montana's 10 3-digit ZIP regions was ZIP3 594 (Great Falls, MT area) at +6.7%, based on FHFA HPI® data. 6 of 10 regions outpaced the statewide change of +2.7%; the U.S. changed +3.0%.
3 of 10 regions in Montanause a FHFA "Balance of State" or metro index instead of a separately estimated 3-digit ZIP index, so some regions share identical values and rankings can tie.
Ranked by 1-year change
| # | 3-digit ZIP region | 1 year | 3 years | 5 years |
|---|---|---|---|---|
| 1 | 594 · Great Falls, MT area | +6.7% | +17.4% | +57.4% |
| 2 | 591 · Billings, MT area | +6.2% | +7.8% | +40.8% |
| 3 | 590 · Livingston, MT area | +3.4% | +9.7% | +49.0% |
| 4 | 592 · Sidney, MT area | +2.8% | +13.8% | +53.0% |
| 5 | 593 · Miles City, MT area | +2.8% | +13.8% | +53.0% |
| 6 | 595 · Havre, MT area | +2.8% | +13.8% | +53.0% |
| 7 | 597 · Bozeman, MT area | +2.5% | +15.5% | +53.9% |
| 8 | 596 · Helena, MT area | -0.0% | +11.3% | +45.7% |
| 9 | 599 · Kalispell, MT area | -1.6% | +9.9% | +50.5% |
| 10 | 598 · Missoula, MT area | -2.8% | +5.1% | +44.6% |
Top 10 by 5-year change
| # | 3-digit ZIP region | 5 years | 1 year |
|---|---|---|---|
| 1 | 594 · Great Falls, MT area | +57.4% | +6.7% |
| 2 | 597 · Bozeman, MT area | +53.9% | +2.5% |
| 3 | 592 · Sidney, MT area | +53.0% | +2.8% |
| 4 | 593 · Miles City, MT area | +53.0% | +2.8% |
| 5 | 595 · Havre, MT area | +53.0% | +2.8% |
| 6 | 599 · Kalispell, MT area | +50.5% | -1.6% |
| 7 | 590 · Livingston, MT area | +49.0% | +3.4% |
| 8 | 596 · Helena, MT area | +45.7% | -0.0% |
| 9 | 598 · Missoula, MT area | +44.6% | -2.8% |
| 10 | 591 · Billings, MT area | +40.8% | +6.2% |
Top 10 by 10-year change
| # | 3-digit ZIP region | 10 years | 1 year |
|---|---|---|---|
| 1 | 597 · Bozeman, MT area | +146% | +2.5% |
| 2 | 599 · Kalispell, MT area | +145% | -1.6% |
| 3 | 592 · Sidney, MT area | +127% | +2.8% |
| 4 | 593 · Miles City, MT area | +127% | +2.8% |
| 5 | 595 · Havre, MT area | +127% | +2.8% |
| 6 | 598 · Missoula, MT area | +123% | -2.8% |
| 7 | 596 · Helena, MT area | +114% | -0.0% |
| 8 | 590 · Livingston, MT area | +112% | +3.4% |
| 9 | 594 · Great Falls, MT area | +102% | +6.7% |
| 10 | 591 · Billings, MT area | +78.8% | +6.2% |
Top 10 by change since Q1 1995
| # | 3-digit ZIP region | Since Q1 1995 | 1 year |
|---|---|---|---|
| 1 | 597 · Bozeman, MT area | +517% | +2.5% |
| 2 | 599 · Kalispell, MT area | +441% | -1.6% |
| 3 | 592 · Sidney, MT area | +421% | +2.8% |
| 4 | 593 · Miles City, MT area | +421% | +2.8% |
| 5 | 595 · Havre, MT area | +421% | +2.8% |
| 6 | 590 · Livingston, MT area | +417% | +3.4% |
| 7 | 598 · Missoula, MT area | +414% | -2.8% |
| 8 | 596 · Helena, MT area | +384% | -0.0% |
| 9 | 594 · Great Falls, MT area | +327% | +6.7% |
| 10 | 591 · Billings, MT area | +310% | +6.2% |
Frequently asked questions
- What is the fastest-appreciating ZIP code area in Montana?
- Over the past year, ZIP3 594 (Great Falls, MT area) led Montana at +6.7%. Over five years the leader was ZIP3 594 (Great Falls, MT area) at +57.4%, and since Q1 1995 it was ZIP3 597 (Bozeman, MT area) at +517%.
- Why are rankings by 3-digit ZIP and not 5-digit ZIP?
- FHFA publishes its quarterly ZIP-level index for 3-digit ZIP regions, which group all ZIP codes sharing the same first three digits. Each region covers many communities, so results describe broad regional trends rather than any one neighborhood or home.