3-digit ZIP regional index
Home appreciation in ZIP codes 050xxWoodstock, VT area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 050 changed +6.1% over the year to Q2 2026, compared with +4.3% for Vermont and +3.0% for the United States.
The region covers ZIP codes 05001–05091. Most of its 2010 population lived in Windsor County (58%), Orange County (38%). Communities in the region include White River Junction, Windsor, Randolph, Wilder, Norwich. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.1%
- 5-year change
- +62.9%
- Since Q1 1995
- +305%
- National rank (1 year)
- 135th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 050 vs Vermont and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 050: 405.4
- Vermont: 420.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 050 | VT | U.S. | Gap vs VT | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.1% | +4.3% | +3.0% | +1.8 pts | +3.1 pts |
| 3 years | +20.4% | +18.1% | +12.9% | +2.3 pts | +7.5 pts |
| 5 years | +62.9% | +57.7% | +41.3% | +5.3 pts | +21.6 pts |
| 10 years | +109% | +101% | +93.3% | +8.2 pts | +15.4 pts |
| Since Q1 1995 | +305% | +320% | +292% | −14.8 pts | +13.8 pts |
If you bought in ZIP3 050 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +302% | $1,206,368 |
| Q2 2000 | +258% | $1,074,234 |
| Q2 2005 | +120% | $659,691 |
| Q2 2010 | +103% | $608,983 |
| Q2 2015 | +108% | $624,142 |
| Q2 2020 | +86.2% | $558,708 |
| Q2 2021 | +62.9% | $488,822 |
| Q2 2023 | +20.4% | $361,055 |
| Q2 2025 | +6.1% | $318,253 |
How ZIP3 050 ranks
Over the past year ZIP3 050 ranks 135th of 882 3-digit ZIP regions nationally and 2nd of 9 in Vermont. Its one-year change is +3.1 pts versus the nation and +1.8 pts versus Vermont. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Vermont |
|---|---|---|
| 1 year | 135th of 882 | 2nd of 9 |
| 3 years | 184th of 882 | 2nd of 9 |
| 5 years | 18th of 882 | 2nd of 9 |
| 10 years | 199th of 882 | 2nd of 9 |
| Since Q1 1995 | 286th of 879 | 3rd of 9 |
Boom, bust, and recovery in ZIP3 050
ZIP3 050's index peaked in Q1 2008, fell 10.9% to its low in Q1 2014, and regained its peak in Q3 2019, about 11.5 years after the top. Today it sits +90.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 050 | Q1 2008 | Q1 2014 | -10.9% | Q3 2019 (11.5 yrs) | +90.6% |
| VT | Q1 2008 | Q1 2014 | -6.8% | Q4 2017 (9.8 yrs) | +94.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 050's index has changed +83.1% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 050 after inflation | VT after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +2.1% | +0.4% | -0.8% |
| 3 years | +9.8% | +9.6% | +7.5% | +2.8% |
| 5 years | +24.0% | +31.4% | +27.1% | +13.9% |
| 10 years | +39.1% | +50.1% | +44.2% | +39.0% |
| Since Q1 1995 | +121% | +83.1% | +89.8% | +76.8% |
Estimate appreciation for a home in ZIP3 050
Regional estimate
$626,295
- Estimated gain
- $326,295
- Index change
- +109%
- Start index
- 194.18
- End index
- 405.38
ZIP3 050 (Woodstock, VT area), Q2 2016 to Q2 2026. Index type: Balance of State.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 037 · Claremont, NH area | NH | +4.0% | +60.4% | +381% |
| 057 · Rutland, VT area | VT | +6.1% | +62.9% | +305% |
| 056 · Barre, VT area | VT | +7.9% | +65.9% | +353% |
| 051 · Bellows Falls, VT area | VT | +6.1% | +62.9% | +305% |
| 036 · Charlestown, NH area | NH | +4.0% | +60.4% | +381% |
| 032 · Laconia, NH area | NH | +4.3% | +59.3% | +423% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 405.38 |
| Q1 2026 | 394.04 |
| Q4 2025 | 398.92 |
| Q3 2025 | 382.41 |
| Q2 2025 | 382.13 |
| Q1 2025 | 377.39 |
| Q4 2024 | 374.68 |
| Q3 2024 | 372.66 |
| Q2 2024 | 368.90 |
| Q1 2024 | 351.30 |
| Q4 2023 | 345.63 |
| Q3 2023 | 352.34 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 050?
- Based on FHFA HPI® data for 3-digit ZIP region 050, the regional index changed +6.1% over the year to Q2 2026, +62.9% over five years, +109% over ten years, and +305% since Q1 1995.
- Is ZIP3 050 appreciating faster than Vermont and the U.S.?
- Over the past year the region's index +6.1% compares with +4.3% for Vermont and +3.0% for the U.S., a gap of +3.1 pts versus the nation. Over five years the gap versus the nation is +21.6 pts.
- Which ZIP codes are in 3-digit ZIP region 050?
- All ZIP codes that begin with 050. Census 2010 ZIP Code Tabulation Areas in this region run from 05001 to 05091 (45 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.