3-digit ZIP regional index
Home appreciation in ZIP codes 339xxCape Coral, FL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 339 changed -1.2% over the year to Q2 2026, compared with +1.4% for Florida and +3.0% for the United States.
The region covers ZIP codes 33901–33993. Most of its 2010 population lived in Lee County (78%), Charlotte County (19%). Communities in the region include Lehigh Acres, Fort Myers, Port Charlotte, North Fort Myers, Estero. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- -1.2%
- 5-year change
- +27.4%
- Since Q1 1995
- +300%
- National rank (1 year)
- 861st
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 339 vs Florida and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 339: 399.8
- Florida: 500.7
- Cape Coral-Fort Myers, FL metro: 403.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 339 | FL | U.S. | Gap vs FL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -1.2% | +1.4% | +3.0% | −2.6 pts | −4.2 pts |
| 3 years | -10.1% | +6.6% | +12.9% | −16.7 pts | −22.9 pts |
| 5 years | +27.4% | +46.0% | +41.3% | −18.6 pts | −13.9 pts |
| 10 years | +85.0% | +120% | +93.3% | −35.0 pts | −8.3 pts |
| Since Q1 1995 | +300% | +401% | +292% | −100.9 pts | +8.2 pts |
If you bought in ZIP3 339 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +293% | $1,179,611 |
| Q2 2000 | +233% | $998,759 |
| Q2 2005 | +55.9% | $467,841 |
| Q2 2010 | +176% | $827,910 |
| Q2 2015 | +106% | $618,775 |
| Q2 2020 | +49.6% | $448,877 |
| Q2 2021 | +27.4% | $382,055 |
| Q2 2023 | -10.1% | $269,781 |
| Q2 2025 | -1.2% | $296,499 |
How ZIP3 339 ranks
Over the past year ZIP3 339 ranks 861st of 882 3-digit ZIP regions nationally and 25th of 25 in Florida. Its one-year change is −4.2 pts versus the nation and −2.6 pts versus Florida. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Florida |
|---|---|---|
| 1 year | 861st of 882 | 25th of 25 |
| 3 years | 882nd of 882 | 25th of 25 |
| 5 years | 817th of 882 | 25th of 25 |
| 10 years | 546th of 882 | 25th of 25 |
| Since Q1 1995 | 312th of 879 | 24th of 25 |
Boom, bust, and recovery in ZIP3 339
ZIP3 339's index peaked in Q2 2006, fell 54.9% to its low in Q1 2011, and regained its peak in Q2 2021, about 15 years after the top. Today it sits +30.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 339 | Q2 2006 | Q1 2011 | -54.9% | Q2 2021 (15 yrs) | +30.0% |
| FL | Q4 2006 | Q2 2012 | -44.7% | Q1 2020 (13.2 yrs) | +72.0% |
| Metro | Q2 2006 | Q1 2011 | -56.5% | Q2 2021 (15 yrs) | +28.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 339's index has changed +80.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 339 after inflation | FL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -4.8% | -2.4% | -4.6% | -0.8% |
| 3 years | +9.8% | -18.1% | -2.9% | -18.3% | +2.8% |
| 5 years | +24.0% | +2.7% | +17.7% | +3.1% | +13.9% |
| 10 years | +39.1% | +33.0% | +58.2% | +32.4% | +39.0% |
| Since Q1 1995 | +121% | +80.6% | +126% | +82.1% | +76.8% |
Estimate appreciation for a home in ZIP3 339
Regional estimate
$555,082
- Estimated gain
- $255,082
- Index change
- +85.03%
- Start index
- 216.06
- End index
- 399.77
ZIP3 339 (Cape Coral, FL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 341 · Bonita Springs, FL area | FL | +1.9% | +48.6% | +451% |
| 342 · North Port, FL area | FL | -1.0% | +37.0% | +375% |
| 338 · Lakeland, FL area | FL | +3.9% | +46.3% | +330% |
| 337 · St. Petersburg, FL area | FL | +0.3% | +44.3% | +517% |
| 335 · Plant City, FL area | FL | -0.5% | +45.6% | +344% |
| 336 · Tampa, FL area | FL | +0.6% | +47.9% | +508% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 399.77 |
| Q1 2026 | 406.05 |
| Q4 2025 | 410.73 |
| Q3 2025 | 394.85 |
| Q2 2025 | 404.49 |
| Q1 2025 | 418.71 |
| Q4 2024 | 431.34 |
| Q3 2024 | 428.45 |
| Q2 2024 | 432.19 |
| Q1 2024 | 434.20 |
| Q4 2023 | 432.10 |
| Q3 2023 | 438.98 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 339?
- Based on FHFA HPI® data for 3-digit ZIP region 339, the regional index changed -1.2% over the year to Q2 2026, +27.4% over five years, +85.0% over ten years, and +300% since Q1 1995.
- Is ZIP3 339 appreciating faster than Florida and the U.S.?
- Over the past year the region's index -1.2% compares with +1.4% for Florida and +3.0% for the U.S., a gap of −4.2 pts versus the nation. Over five years the gap versus the nation is −13.9 pts.
- Which ZIP codes are in 3-digit ZIP region 339?
- All ZIP codes that begin with 339. Census 2010 ZIP Code Tabulation Areas in this region run from 33901 to 33993 (50 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.