3-digit ZIP regional index
Home appreciation in ZIP codes 342xxNorth Port, FL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 342 changed -1.0% over the year to Q2 2026, compared with +1.4% for Florida and +3.0% for the United States.
The region covers ZIP codes 34201–34293. Most of its 2010 population lived in Sarasota County (50%), Manatee County (43%). Communities in the region include Sarasota, Bradenton, South Bradenton, Venice, Bayshore Gardens. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- -1.0%
- 5-year change
- +37.0%
- Since Q1 1995
- +375%
- National rank (1 year)
- 855th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 342 vs Florida and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 342: 475.2
- Florida: 500.7
- North Port-Bradenton-Sarasota, FL metro: 478.7
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 342 | FL | U.S. | Gap vs FL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -1.0% | +1.4% | +3.0% | −2.4 pts | −4.1 pts |
| 3 years | -2.8% | +6.6% | +12.9% | −9.4 pts | −15.7 pts |
| 5 years | +37.0% | +46.0% | +41.3% | −9.0 pts | −4.3 pts |
| 10 years | +101% | +120% | +93.3% | −19.4 pts | +7.3 pts |
| Since Q1 1995 | +375% | +401% | +292% | −25.5 pts | +83.7 pts |
If you bought in ZIP3 342 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +368% | $1,403,594 |
| Q2 2000 | +272% | $1,115,953 |
| Q2 2005 | +81.1% | $543,449 |
| Q2 2010 | +192% | $877,203 |
| Q2 2015 | +124% | $671,833 |
| Q2 2020 | +59.4% | $478,191 |
| Q2 2021 | +37.0% | $411,058 |
| Q2 2023 | -2.8% | $291,480 |
| Q2 2025 | -1.0% | $296,901 |
How ZIP3 342 ranks
Over the past year ZIP3 342 ranks 855th of 882 3-digit ZIP regions nationally and 23rd of 25 in Florida. Its one-year change is −4.1 pts versus the nation and −2.4 pts versus Florida. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Florida |
|---|---|---|
| 1 year | 855th of 882 | 23rd of 25 |
| 3 years | 877th of 882 | 24th of 25 |
| 5 years | 676th of 882 | 24th of 25 |
| 10 years | 310th of 882 | 22nd of 25 |
| Since Q1 1995 | 122nd of 879 | 10th of 25 |
Boom, bust, and recovery in ZIP3 342
ZIP3 342's index peaked in Q2 2006, fell 51.1% to its low in Q2 2011, and regained its peak in Q4 2020, about 14.5 years after the top. Today it sits +53.1% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 342 | Q2 2006 | Q2 2011 | -51.1% | Q4 2020 (14.5 yrs) | +53.1% |
| FL | Q4 2006 | Q2 2012 | -44.7% | Q1 2020 (13.2 yrs) | +72.0% |
| Metro | Q2 2006 | Q2 2011 | -51.1% | Q4 2020 (14.5 yrs) | +53.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 342's index has changed +115% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 342 after inflation | FL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -4.7% | -2.4% | -4.2% | -0.8% |
| 3 years | +9.8% | -11.5% | -2.9% | -11.2% | +2.8% |
| 5 years | +24.0% | +10.5% | +17.7% | +10.9% | +13.9% |
| 10 years | +39.1% | +44.2% | +58.2% | +44.5% | +39.0% |
| Since Q1 1995 | +121% | +115% | +126% | +116% | +76.8% |
Estimate appreciation for a home in ZIP3 342
Regional estimate
$601,811
- Estimated gain
- $301,811
- Index change
- +101%
- Start index
- 236.89
- End index
- 475.21
ZIP3 342 (North Port, FL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 337 · St. Petersburg, FL area | FL | +0.3% | +44.3% | +517% |
| 336 · Tampa, FL area | FL | +0.6% | +47.9% | +508% |
| 335 · Plant City, FL area | FL | -0.5% | +45.6% | +344% |
| 339 · Cape Coral, FL area | FL | -1.2% | +27.4% | +300% |
| 338 · Lakeland, FL area | FL | +3.9% | +46.3% | +330% |
| 346 · Dunedin, FL area | FL | +0.5% | +45.6% | +391% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 475.21 |
| Q1 2026 | 478.88 |
| Q4 2025 | 484.33 |
| Q3 2025 | 472.65 |
| Q2 2025 | 480.17 |
| Q1 2025 | 486.31 |
| Q4 2024 | 495.15 |
| Q3 2024 | 492.26 |
| Q2 2024 | 496.12 |
| Q1 2024 | 487.98 |
| Q4 2023 | 495.15 |
| Q3 2023 | 499.80 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 342?
- Based on FHFA HPI® data for 3-digit ZIP region 342, the regional index changed -1.0% over the year to Q2 2026, +37.0% over five years, +101% over ten years, and +375% since Q1 1995.
- Is ZIP3 342 appreciating faster than Florida and the U.S.?
- Over the past year the region's index -1.0% compares with +1.4% for Florida and +3.0% for the U.S., a gap of −4.1 pts versus the nation. Over five years the gap versus the nation is −4.3 pts.
- Which ZIP codes are in 3-digit ZIP region 342?
- All ZIP codes that begin with 342. Census 2010 ZIP Code Tabulation Areas in this region run from 34201 to 34293 (46 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.