3-digit ZIP regional index
Home appreciation in ZIP3 region 645
This page shows broad FHFA HPI® regional index movement for the first three digits of a ZIP code. It is not a ZIP5, street, parcel, or individual-home estimate.
- Latest index
- 321.66
- Quarter change
- +1.4%
- 1-year change
- +2.8%
- 10-year change
- +86.1%
Q1 2026
Latest quarter-over-quarter
Year-over-year
Regional index change
ZIP3 645 FHFA HPI trend
Q2 2013 to Q1 2026
Latest index 321.66
| Period | Index | Index type |
|---|---|---|
| Q1 2026 | 321.66 | Native 3-Digit ZIP index |
| Q4 2025 | 317.39 | Native 3-Digit ZIP index |
| Q3 2025 | 321.75 | Native 3-Digit ZIP index |
| Q2 2025 | 323.96 | Native 3-Digit ZIP index |
| Q1 2025 | 312.86 | Native 3-Digit ZIP index |
| Q4 2024 | 303.84 | Native 3-Digit ZIP index |
| Q3 2024 | 301.71 | Native 3-Digit ZIP index |
| Q2 2024 | 303.38 | Native 3-Digit ZIP index |
| Q1 2024 | 290.22 | Native 3-Digit ZIP index |
| Q4 2023 | 280.27 | Native 3-Digit ZIP index |
| Q3 2023 | 286.87 | Native 3-Digit ZIP index |
| Q2 2023 | 281.49 | Native 3-Digit ZIP index |
How ZIP3 645 compares with the national trend
For the latest imported period, the national all-transactions quarterly index is 713.09 with a year-over-year change of +3.4%. ZIP3 645 shows a year-over-year change of +2.8%. Use the same time window when comparing regions.
View national context