3-digit ZIP regional index
Home appreciation in ZIP codes 735xxLawton, OK area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 735 changed +10.2% over the year to Q2 2026, compared with +2.8% for Oklahoma and +3.0% for the United States.
The region covers ZIP codes 73501–73573. Most of its 2010 population lived in Comanche County (58%), Stephens County (16%), Jackson County (12%). Communities in the region include Duncan, Altus, Frederick, Mangum, Cache. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +10.2%
- 5-year change
- +43.4%
- Since Q1 1995
- +140%
- National rank (1 year)
- 6th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 735 vs Oklahoma and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 735: 239.9
- Oklahoma: 338.0
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 735 | OK | U.S. | Gap vs OK | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +10.2% | +2.8% | +3.0% | +7.4 pts | +7.2 pts |
| 3 years | +16.9% | +11.6% | +12.9% | +5.3 pts | +4.0 pts |
| 5 years | +43.4% | +39.9% | +41.3% | +3.5 pts | +2.1 pts |
| 10 years | +64.0% | +77.0% | +93.3% | −13.0 pts | −29.3 pts |
| Since Q1 1995 | +140% | +238% | +292% | −98.0 pts | −151.6 pts |
If you bought in ZIP3 735 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +149% | $746,856 |
| Q2 2000 | +121% | $663,123 |
| Q2 2005 | +75.9% | $527,805 |
| Q2 2010 | +50.2% | $450,620 |
| Q2 2015 | +49.8% | $449,494 |
| Q2 2020 | +51.0% | $453,116 |
| Q2 2021 | +43.4% | $430,283 |
| Q2 2023 | +16.9% | $350,687 |
| Q2 2025 | +10.2% | $330,663 |
How ZIP3 735 ranks
Over the past year ZIP3 735 ranks 6th of 882 3-digit ZIP regions nationally and 1st of 17 in Oklahoma. Its one-year change is +7.2 pts versus the nation and +7.4 pts versus Oklahoma. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Oklahoma |
|---|---|---|
| 1 year | 6th of 882 | 1st of 17 |
| 3 years | 357th of 882 | 1st of 17 |
| 5 years | 484th of 882 | 2nd of 17 |
| 10 years | 798th of 882 | 16th of 17 |
| Since Q1 1995 | 876th of 879 | 16th of 16 |
Boom, bust, and recovery in ZIP3 735
ZIP3 735's index peaked in Q4 2009, fell 9.5% to its low in Q3 2015, and regained its peak in Q4 2020, about 11 years after the top. Today it sits +50.1% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 735 | Q4 2009 | Q3 2015 | -9.5% | Q4 2020 (11 yrs) | +50.1% |
| OK | Q1 2009 | Q3 2011 | -3.6% | Q2 2013 (4.2 yrs) | +93.4% |
| Metro | Q4 2009 | Q3 2015 | -9.5% | Q4 2020 (11 yrs) | +50.1% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 735's index has changed +8.4% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 735 after inflation | OK after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +6.1% | -1.0% | +6.1% | -0.8% |
| 3 years | +9.8% | +6.5% | +1.6% | +6.5% | +2.8% |
| 5 years | +24.0% | +15.6% | +12.8% | +15.6% | +13.9% |
| 10 years | +39.1% | +17.9% | +27.3% | +17.9% | +39.0% |
| Since Q1 1995 | +121% | +8.4% | +52.6% | +8.4% | +76.8% |
Estimate appreciation for a home in ZIP3 735
Regional estimate
$492,016
- Estimated gain
- $192,016
- Index change
- +64.01%
- Start index
- 146.30
- End index
- 239.94
ZIP3 735 (Lawton, OK area), Q2 2016 to Q2 2026. Index type: MSA/MSAD Index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 763 · Wichita Falls, TX area | TX | +1.4% | +36.2% | +213% |
| 736 · Elk City, OK area | OK | +1.5% | +38.9% | +225% |
| 730 · Norman, OK area | OK | +3.6% | +38.6% | +237% |
| 731 · Oklahoma City, OK area | OK | +0.8% | +33.5% | +255% |
| 734 · Ardmore, OK area | OK | +1.5% | +38.9% | +225% |
| 748 · Shawnee, OK area | OK | +1.5% | +38.9% | +225% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 239.94 |
| Q1 2026 | 244.44 |
| Q4 2025 | 216.39 |
| Q3 2025 | 227.78 |
| Q2 2025 | 217.69 |
| Q1 2025 | 217.13 |
| Q4 2024 | 213.51 |
| Q3 2024 | 219.71 |
| Q2 2024 | 202.25 |
| Q1 2024 | 211.64 |
| Q4 2023 | 215.56 |
| Q3 2023 | 191.28 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 735?
- Based on FHFA HPI® data for 3-digit ZIP region 735, the regional index changed +10.2% over the year to Q2 2026, +43.4% over five years, +64.0% over ten years, and +140% since Q1 1995.
- Is ZIP3 735 appreciating faster than Oklahoma and the U.S.?
- Over the past year the region's index +10.2% compares with +2.8% for Oklahoma and +3.0% for the U.S., a gap of +7.2 pts versus the nation. Over five years the gap versus the nation is +2.1 pts.
- Which ZIP codes are in 3-digit ZIP region 735?
- All ZIP codes that begin with 735. Census 2010 ZIP Code Tabulation Areas in this region run from 73501 to 73573 (47 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.