3-digit ZIP regional index
Home appreciation in ZIP codes 763xxWichita Falls, TX area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 763 changed +1.4% over the year to Q2 2026, compared with +1.6% for Texas and +3.0% for the United States.
The region covers ZIP codes 76301–76389. Most of its 2010 population lived in Wichita County (75%), Wilbarger County (8%), Clay County (6%). Communities in the region include Vernon, Burkburnett, Iowa Park, Olney, Henrietta. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.4%
- 5-year change
- +36.2%
- Since Q1 1995
- +213%
- National rank (1 year)
- 722nd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 763 vs Texas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 763: 312.9
- Texas: 409.6
- Wichita Falls, TX metro: 307.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 763 | TX | U.S. | Gap vs TX | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.4% | +1.6% | +3.0% | −0.1 pts | −1.6 pts |
| 3 years | +12.3% | +6.2% | +12.9% | +6.1 pts | −0.5 pts |
| 5 years | +36.2% | +34.4% | +41.3% | +1.9 pts | −5.1 pts |
| 10 years | +87.3% | +87.1% | +93.3% | +0.2 pts | −6.0 pts |
| Since Q1 1995 | +213% | +310% | +292% | −96.7 pts | −78.6 pts |
If you bought in ZIP3 763 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +210% | $930,080 |
| Q2 2000 | +172% | $816,784 |
| Q2 2005 | +120% | $661,497 |
| Q2 2010 | +97.9% | $593,682 |
| Q2 2015 | +92.6% | $577,858 |
| Q2 2020 | +57.5% | $472,579 |
| Q2 2021 | +36.2% | $408,623 |
| Q2 2023 | +12.3% | $336,970 |
| Q2 2025 | +1.5% | $304,358 |
How ZIP3 763 ranks
Over the past year ZIP3 763 ranks 722nd of 882 3-digit ZIP regions nationally and 31st of 47 in Texas. Its one-year change is −1.6 pts versus the nation and −0.1 pts versus Texas. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Texas |
|---|---|---|
| 1 year | 722nd of 882 | 31st of 47 |
| 3 years | 625th of 882 | 18th of 47 |
| 5 years | 695th of 882 | 27th of 47 |
| 10 years | 505th of 882 | 26th of 47 |
| Since Q1 1995 | 714th of 879 | 40th of 47 |
Boom, bust, and recovery in ZIP3 763
ZIP3 763's index peaked in Q3 2009, fell 2.5% to its low in Q2 2011, and regained its peak in Q3 2011, about 2 years after the top. Today it sits +97.2% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 763 | Q3 2009 | Q2 2011 | -2.5% | Q3 2011 (2 yrs) | +97.2% |
| TX | Q1 2009 | Q2 2011 | -4.2% | Q2 2013 (4.2 yrs) | +134% |
| Metro | Q3 2009 | Q2 2011 | -2.1% | Q3 2011 (2 yrs) | +94.1% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 763's index has changed +41.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 763 after inflation | TX after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.3% | -2.2% | -3.0% | -0.8% |
| 3 years | +9.8% | +2.3% | -3.3% | +1.0% | +2.8% |
| 5 years | +24.0% | +9.8% | +8.3% | +8.2% | +13.9% |
| 10 years | +39.1% | +34.7% | +34.5% | +31.8% | +39.0% |
| Since Q1 1995 | +121% | +41.3% | +85.0% | +38.7% | +76.8% |
Estimate appreciation for a home in ZIP3 763
Regional estimate
$561,878
- Estimated gain
- $261,878
- Index change
- +87.29%
- Start index
- 167.07
- End index
- 312.91
ZIP3 763 (Wichita Falls, TX area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 735 · Lawton, OK area | OK | +10.2% | +43.4% | +140% |
| 734 · Ardmore, OK area | OK | +1.5% | +38.9% | +225% |
| 764 · Stephenville, TX area | TX | +2.9% | +43.8% | +323% |
| 762 · Denton, TX area | TX | +0.1% | +38.6% | +298% |
| 761 · Fort Worth, TX area | TX | -1.0% | +31.5% | +327% |
| 736 · Elk City, OK area | OK | +1.5% | +38.9% | +225% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 312.91 |
| Q1 2026 | 316.53 |
| Q4 2025 | 311.60 |
| Q3 2025 | 306.86 |
| Q2 2025 | 308.43 |
| Q1 2025 | 317.13 |
| Q4 2024 | 304.12 |
| Q3 2024 | 299.11 |
| Q2 2024 | 299.38 |
| Q1 2024 | 294.58 |
| Q4 2023 | 285.50 |
| Q3 2023 | 286.50 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 763?
- Based on FHFA HPI® data for 3-digit ZIP region 763, the regional index changed +1.4% over the year to Q2 2026, +36.2% over five years, +87.3% over ten years, and +213% since Q1 1995.
- Is ZIP3 763 appreciating faster than Texas and the U.S.?
- Over the past year the region's index +1.4% compares with +1.6% for Texas and +3.0% for the U.S., a gap of −1.6 pts versus the nation. Over five years the gap versus the nation is −5.1 pts.
- Which ZIP codes are in 3-digit ZIP region 763?
- All ZIP codes that begin with 763. Census 2010 ZIP Code Tabulation Areas in this region run from 76301 to 76389 (28 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.