3-digit ZIP regional index
Home appreciation in ZIP codes 774xxSugar Land, TX area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 774 changed +4.6% over the year to Q2 2026, compared with +1.6% for Texas and +3.0% for the United States.
The region covers ZIP codes 77401–77498. Most of its 2010 population lived in Fort Bend County (50%), Harris County (32%). Communities in the region include Missouri City, Rosenberg, Houston, Cinco Ranch, Stafford. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +4.6%
- 5-year change
- +43.2%
- Since Q1 1995
- +293%
- National rank (1 year)
- 308th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 774 vs Texas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 774: 393.0
- Texas: 409.6
- Houston-Pasadena-The Woodlands, TX metro: 414.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 774 | TX | U.S. | Gap vs TX | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +4.6% | +1.6% | +3.0% | +3.0 pts | +1.6 pts |
| 3 years | +11.7% | +6.2% | +12.9% | +5.5 pts | −1.2 pts |
| 5 years | +43.2% | +34.4% | +41.3% | +8.9 pts | +1.9 pts |
| 10 years | +81.7% | +87.1% | +93.3% | −5.4 pts | −11.6 pts |
| Since Q1 1995 | +293% | +310% | +292% | −16.6 pts | +1.5 pts |
If you bought in ZIP3 774 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +288% | $1,163,555 |
| Q2 2000 | +219% | $958,405 |
| Q2 2005 | +164% | $791,242 |
| Q2 2010 | +127% | $681,205 |
| Q2 2015 | +89.3% | $567,906 |
| Q2 2020 | +54.2% | $462,601 |
| Q2 2021 | +43.2% | $429,691 |
| Q2 2023 | +11.7% | $335,095 |
| Q2 2025 | +4.6% | $313,872 |
How ZIP3 774 ranks
Over the past year ZIP3 774 ranks 308th of 882 3-digit ZIP regions nationally and 7th of 47 in Texas. Its one-year change is +1.6 pts versus the nation and +3.0 pts versus Texas. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Texas |
|---|---|---|
| 1 year | 308th of 882 | 7th of 47 |
| 3 years | 649th of 882 | 22nd of 47 |
| 5 years | 488th of 882 | 18th of 47 |
| 10 years | 580th of 882 | 32nd of 47 |
| Since Q1 1995 | 332nd of 879 | 22nd of 47 |
Boom, bust, and recovery in ZIP3 774
ZIP3 774's index peaked in Q4 2008, fell 4.3% to its low in Q3 2011, and regained its peak in Q1 2013, about 4.2 years after the top. Today it sits +123% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 774 | Q4 2008 | Q3 2011 | -4.3% | Q1 2013 (4.2 yrs) | +123% |
| TX | Q1 2009 | Q2 2011 | -4.2% | Q2 2013 (4.2 yrs) | +134% |
| Metro | Q1 2009 | Q2 2011 | -3.8% | Q3 2012 (3.5 yrs) | +121% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 774's index has changed +77.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 774 after inflation | TX after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +0.7% | -2.2% | -0.5% | -0.8% |
| 3 years | +9.8% | +1.7% | -3.3% | -2.0% | +2.8% |
| 5 years | +24.0% | +15.5% | +8.3% | +7.0% | +13.9% |
| 10 years | +39.1% | +30.6% | +34.5% | +21.4% | +39.0% |
| Since Q1 1995 | +121% | +77.5% | +85.0% | +87.1% | +76.8% |
Estimate appreciation for a home in ZIP3 774
Regional estimate
$545,115
- Estimated gain
- $245,115
- Index change
- +81.71%
- Start index
- 216.29
- End index
- 393.01
ZIP3 774 (Sugar Land, TX area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 770 · Houston, TX area | TX | +1.9% | +25.5% | +355% |
| 775 · Pasadena, TX area | TX | +4.7% | +33.5% | +289% |
| 773 · Houston, TX area | TX | +3.3% | +43.9% | +292% |
| 789 · Giddings, TX area | TX | +2.9% | +43.8% | +323% |
| 778 · College Station, TX area | TX | -0.5% | +44.4% | +315% |
| 779 · Victoria, TX area | TX | +5.3% | +38.2% | +249% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 393.01 |
| Q1 2026 | 372.00 |
| Q4 2025 | 383.37 |
| Q3 2025 | 374.73 |
| Q2 2025 | 375.64 |
| Q1 2025 | 379.35 |
| Q4 2024 | 374.37 |
| Q3 2024 | 364.67 |
| Q2 2024 | 358.55 |
| Q1 2024 | 360.25 |
| Q4 2023 | 346.90 |
| Q3 2023 | 353.37 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 774?
- Based on FHFA HPI® data for 3-digit ZIP region 774, the regional index changed +4.6% over the year to Q2 2026, +43.2% over five years, +81.7% over ten years, and +293% since Q1 1995.
- Is ZIP3 774 appreciating faster than Texas and the U.S.?
- Over the past year the region's index +4.6% compares with +1.6% for Texas and +3.0% for the U.S., a gap of +1.6 pts versus the nation. Over five years the gap versus the nation is +1.9 pts.
- Which ZIP codes are in 3-digit ZIP region 774?
- All ZIP codes that begin with 774. Census 2010 ZIP Code Tabulation Areas in this region run from 77401 to 77498 (70 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.