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3-digit ZIP regional index

Home appreciation in ZIP codes 857xxTucson, AZ area

FHFA HPI® data shows the regional home price index for ZIP codes beginning with 857 changed +1.6% over the year to Q2 2026, compared with +0.9% for Arizona and +3.0% for the United States.

The region covers ZIP codes 85701–85757. Most of its 2010 population lived in Pima County (99%). Communities in the region include Casas Adobes, Catalina Foothills, Oro Valley, Drexel Heights, Marana. This is a regional index, not a ZIP5, street, or individual-home estimate.

1-year change
+1.6%

Year to Q2 2026

5-year change
+39.0%

vs U.S. +41.3%

Since Q1 1995
+279%

vs U.S. +292%

National rank (1 year)
702nd

of 882 ZIP3 regions

ZIP3 857 vs Arizona and the U.S.

FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026

1002003004005001995200020052010201520202025
  • ZIP3 857: 378.8
  • Arizona: 471.5
  • Tucson, AZ metro: 377.2
  • United States: 391.6

Want a different starting year? Rebase this chart or compare with another ZIP3.

Appreciation by time window

Percent change in the regional index to Q2 2026; gaps are percentage points
WindowZIP3 857AZU.S.Gap vs AZGap vs U.S.
1 year+1.6%+0.9%+3.0%+0.7 pts−1.4 pts
3 years+7.3%+8.2%+12.9%−0.9 pts−5.5 pts
5 years+39.0%+36.3%+41.3%+2.7 pts−2.3 pts
10 years+110%+116%+93.3%−6.2 pts+16.6 pts
Since Q1 1995+279%+372%+292%−92.8 pts−12.8 pts

If you bought in ZIP3 857 in…

Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.

Bought inIndex change$300,000 then, at the regional rate
Q2 1995+275%$1,123,976
Q2 2000+215%$945,532
Q2 2005+92.5%$577,467
Q2 2010+122%$666,163
Q2 2015+120%$659,245
Q2 2020+62.5%$487,490
Q2 2021+39.0%$416,990
Q2 2023+7.3%$321,973
Q2 2025+1.6%$304,878

How ZIP3 857 ranks

Over the past year ZIP3 857 ranks 702nd of 882 3-digit ZIP regions nationally and 5th of 11 in Arizona. Its one-year change is −1.4 pts versus the nation and +0.7 pts versus Arizona. Rank 1 is the strongest appreciation.

WindowNational rankRank in Arizona
1 year702nd of 8825th of 11
3 years785th of 8828th of 11
5 years613th of 8825th of 11
10 years186th of 88210th of 11
Since Q1 1995378th of 87910th of 11

Boom, bust, and recovery in ZIP3 857

ZIP3 857's index peaked in Q3 2006, fell 37.9% to its low in Q2 2012, and regained its peak in Q3 2020, about 14 years after the top. Today it sits +58.8% versus that 2000s peak. How every state and ZIP region fared

Area2000s peakLow pointPeak to lowBack to peakToday vs peak
ZIP3 857Q3 2006Q2 2012-37.9%Q3 2020 (14 yrs)+58.8%
AZQ4 2006Q2 2011-46.0%Q3 2019 (12.8 yrs)+72.5%
MetroQ4 2006Q2 2012-38.1%Q3 2020 (13.8 yrs)+58.8%
U.S.Q1 2007Q2 2012-19.0%Q4 2016 (9.8 yrs)+89.3%

Appreciation after inflation

Adjusting for consumer price inflation, ZIP3 857's index has changed +71.1% in real terms since Q1 1995. Home prices vs inflation

WindowInflation (CPI-U)ZIP3 857 after inflationAZ after inflationMetro after inflationU.S. after inflation
1 year+3.9%-2.1%-2.8%-1.9%-0.8%
3 years+9.8%-2.3%-1.4%-1.5%+2.8%
5 years+24.0%+12.1%+9.9%+12.4%+13.9%
10 years+39.1%+51.0%+55.4%+51.1%+39.0%
Since Q1 1995+121%+71.1%+113%+70.4%+76.8%

Estimate appreciation for a home in ZIP3 857

Estimate regional appreciation

Regional estimate

$629,865

Estimated gain
$329,865
Index change
+110%
Start index
180.41
End index
378.78

ZIP3 857 (Tucson, AZ area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.

About this estimate. This calculator is an independent tool that applies the publicly available FHFA House Price Index® (FHFA HPI®) to a value you enter. The FHFA HPI® is a 3-digit ZIP (regional) index that measures average price movement across a broad area - it is not specific to any individual property, and the result is not an appraisal, tax assessment, lender valuation, or guaranteed market value. zipappreciation.com is not affiliated with or endorsed by the FHFA. Source: Federal Housing Finance Agency, FHFA HPI® (fhfa.gov).

Nearby 3-digit ZIP regions

3-digit ZIP regionState1 year5 yearsSince Q1 1995
856 · Sierra Vista, AZ areaAZ+0.1%+40.6%+227%
851 · Casa Grande, AZ areaAZ+0.6%+37.3%+369%
855 · Payson, AZ areaAZ+2.0%+46.0%+331%
852 · Mesa, AZ areaAZ+0.8%+36.1%+418%
850 · Phoenix, AZ areaAZ+0.5%+35.6%+469%
853 · Glendale, AZ areaAZ+1.7%+35.8%+331%

Recent quarterly index values

FHFA HPI® values for ZIP3 857 (original FHFA base, Q1 1995 = 100). Index type: Native 3-Digit ZIP index.
PeriodIndex
Q2 2026378.78
Q1 2026380.94
Q4 2025378.25
Q3 2025380.12
Q2 2025372.72
Q1 2025373.98
Q4 2024370.95
Q3 2024375.43
Q2 2024369.50
Q1 2024361.89
Q4 2023360.42
Q3 2023359.13

Frequently asked questions

How much have home prices risen in ZIP codes starting with 857?
Based on FHFA HPI® data for 3-digit ZIP region 857, the regional index changed +1.6% over the year to Q2 2026, +39.0% over five years, +110% over ten years, and +279% since Q1 1995.
Is ZIP3 857 appreciating faster than Arizona and the U.S.?
Over the past year the region's index +1.6% compares with +0.9% for Arizona and +3.0% for the U.S., a gap of −1.4 pts versus the nation. Over five years the gap versus the nation is −2.3 pts.
Which ZIP codes are in 3-digit ZIP region 857?
All ZIP codes that begin with 857. Census 2010 ZIP Code Tabulation Areas in this region run from 85701 to 85757 (35 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
Can I use this to value my home?
No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.