ZAzipappreciation.com

3-digit ZIP regional index

Home appreciation in ZIP codes 905xxTorrance, CA area

FHFA HPI® data shows the regional home price index for ZIP codes beginning with 905 changed +6.1% over the year to Q2 2026, compared with +0.9% for California and +3.0% for the United States.

The region covers ZIP codes 90501–90506. Most of its 2010 population lived in Los Angeles County (100%). Communities in the region include Los Angeles, West Carson, Lomita, Alondra Park. This is a regional index, not a ZIP5, street, or individual-home estimate.

1-year change
+6.1%

Year to Q2 2026

5-year change
+36.9%

vs U.S. +41.3%

Since Q1 1995
+443%

vs U.S. +292%

National rank (1 year)
134th

of 882 ZIP3 regions

ZIP3 905 vs California and the U.S.

FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026

02004006001995200020052010201520202025
  • ZIP3 905: 542.6
  • California: 488.5
  • Los Angeles-Long Beach-Glendale, CA metro: 557.4
  • United States: 391.6

Want a different starting year? Rebase this chart or compare with another ZIP3.

Appreciation by time window

Percent change in the regional index to Q2 2026; gaps are percentage points
WindowZIP3 905CAU.S.Gap vs CAGap vs U.S.
1 year+6.1%+0.9%+3.0%+5.2 pts+3.1 pts
3 years+12.7%+7.7%+12.9%+5.0 pts−0.1 pts
5 years+36.9%+28.1%+41.3%+8.8 pts−4.4 pts
10 years+77.5%+76.2%+93.3%+1.3 pts−15.9 pts
Since Q1 1995+443%+388%+292%+54.1 pts+151.1 pts

If you bought in ZIP3 905 in…

Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.

Bought inIndex change$300,000 then, at the regional rate
Q2 1995+438%$1,613,660
Q2 2000+306%$1,218,276
Q2 2005+99.4%$598,324
Q2 2010+120%$659,480
Q2 2015+85.6%$556,705
Q2 2020+48.4%$445,342
Q2 2021+36.9%$410,661
Q2 2023+12.7%$338,151
Q2 2025+6.1%$318,265

How ZIP3 905 ranks

Over the past year ZIP3 905 ranks 134th of 882 3-digit ZIP regions nationally and 2nd of 57 in California. Its one-year change is +3.1 pts versus the nation and +5.2 pts versus California. Rank 1 is the strongest appreciation.

WindowNational rankRank in California
1 year134th of 8822nd of 57
3 years600th of 88210th of 57
5 years677th of 88214th of 57
10 years627th of 88234th of 57
Since Q1 199545th of 87920th of 57

Boom, bust, and recovery in ZIP3 905

ZIP3 905's index peaked in Q4 2006, fell 23.6% to its low in Q2 2012, and regained its peak in Q3 2016, about 9.8 years after the top. Today it sits +77.1% versus that 2000s peak. How every state and ZIP region fared

Area2000s peakLow pointPeak to lowBack to peakToday vs peak
ZIP3 905Q4 2006Q2 2012-23.6%Q3 2016 (9.8 yrs)+77.1%
CAQ3 2006Q1 2012-41.0%Q2 2019 (12.8 yrs)+50.9%
MetroQ4 2006Q2 2012-35.8%Q4 2017 (11 yrs)+63.8%
U.S.Q1 2007Q2 2012-19.0%Q4 2016 (9.8 yrs)+89.3%

Appreciation after inflation

Adjusting for consumer price inflation, ZIP3 905's index has changed +145% in real terms since Q1 1995. Home prices vs inflation

WindowInflation (CPI-U)ZIP3 905 after inflationCA after inflationMetro after inflationU.S. after inflation
1 year+3.9%+2.1%-2.9%-2.6%-0.8%
3 years+9.8%+2.6%-1.9%+0.6%+2.8%
5 years+24.0%+10.4%+3.3%+6.4%+13.9%
10 years+39.1%+27.6%+26.7%+30.4%+39.0%
Since Q1 1995+121%+145%+121%+152%+76.8%

Estimate appreciation for a home in ZIP3 905

Estimate regional appreciation

Regional estimate

$532,381

Estimated gain
$232,381
Index change
+77.46%
Start index
305.77
End index
542.62

ZIP3 905 (Torrance, CA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.

About this estimate. This calculator is an independent tool that applies the publicly available FHFA House Price Index® (FHFA HPI®) to a value you enter. The FHFA HPI® is a 3-digit ZIP (regional) index that measures average price movement across a broad area - it is not specific to any individual property, and the result is not an appraisal, tax assessment, lender valuation, or guaranteed market value. zipappreciation.com is not affiliated with or endorsed by the FHFA. Source: Federal Housing Finance Agency, FHFA HPI® (fhfa.gov).

Nearby 3-digit ZIP regions

3-digit ZIP regionState1 year5 yearsSince Q1 1995
902 · Los Angeles, CA areaCA+1.6%+35.6%+440%
903 · Inglewood, CA areaCA-1.1%+23.9%+457%
907 · Los Angeles, CA areaCA+3.1%+33.2%+419%
908 · Long Beach, CA areaCA+2.0%+32.6%+484%
900 · Los Angeles, CA areaCA-2.3%+25.0%+546%
904 · Santa Monica, CA areaCA+1.2%+31.9%+457%

Recent quarterly index values

FHFA HPI® values for ZIP3 905 (original FHFA base, Q1 1995 = 100). Index type: Native 3-Digit ZIP index.
PeriodIndex
Q2 2026542.62
Q1 2026523.05
Q4 2025526.09
Q3 2025518.73
Q2 2025511.48
Q1 2025521.00
Q4 2024505.43
Q3 2024510.49
Q2 2024498.77
Q1 2024502.83
Q4 2023494.16
Q3 2023493.11

Frequently asked questions

How much have home prices risen in ZIP codes starting with 905?
Based on FHFA HPI® data for 3-digit ZIP region 905, the regional index changed +6.1% over the year to Q2 2026, +36.9% over five years, +77.5% over ten years, and +443% since Q1 1995.
Is ZIP3 905 appreciating faster than California and the U.S.?
Over the past year the region's index +6.1% compares with +0.9% for California and +3.0% for the U.S., a gap of +3.1 pts versus the nation. Over five years the gap versus the nation is −4.4 pts.
Which ZIP codes are in 3-digit ZIP region 905?
All ZIP codes that begin with 905. Census 2010 ZIP Code Tabulation Areas in this region run from 90501 to 90506 (6 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
Can I use this to value my home?
No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.