3-digit ZIP regional index
Home appreciation in ZIP codes 926xxIrvine, CA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 926 changed +0.6% over the year to Q2 2026, compared with +0.9% for California and +3.0% for the United States.
The region covers ZIP codes 92602–92694. Most of its 2010 population lived in Orange County (100%). Communities in the region include Huntington Beach, Costa Mesa, Mission Viejo, Westminster, Newport Beach. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +0.6%
- 5-year change
- +43.2%
- Since Q1 1995
- +480%
- National rank (1 year)
- 786th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 926 vs California and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 926: 580.4
- California: 488.5
- Anaheim-Santa Ana-Irvine, CA metro: 584.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 926 | CA | U.S. | Gap vs CA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.6% | +0.9% | +3.0% | −0.3 pts | −2.4 pts |
| 3 years | +10.1% | +7.7% | +12.9% | +2.4 pts | −2.8 pts |
| 5 years | +43.2% | +28.1% | +41.3% | +15.1 pts | +1.9 pts |
| 10 years | +78.2% | +76.2% | +93.3% | +2.0 pts | −15.1 pts |
| Since Q1 1995 | +480% | +388% | +292% | +91.9 pts | +188.9 pts |
If you bought in ZIP3 926 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +475% | $1,724,844 |
| Q2 2000 | +308% | $1,222,860 |
| Q2 2005 | +94.2% | $582,565 |
| Q2 2010 | +131% | $691,733 |
| Q2 2015 | +87.8% | $563,487 |
| Q2 2020 | +55.5% | $466,418 |
| Q2 2021 | +43.2% | $429,530 |
| Q2 2023 | +10.1% | $330,154 |
| Q2 2025 | +0.6% | $301,909 |
How ZIP3 926 ranks
Over the past year ZIP3 926 ranks 786th of 882 3-digit ZIP regions nationally and 39th of 57 in California. Its one-year change is −2.4 pts versus the nation and −0.3 pts versus California. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in California |
|---|---|---|
| 1 year | 786th of 882 | 39th of 57 |
| 3 years | 714th of 882 | 24th of 57 |
| 5 years | 489th of 882 | 2nd of 57 |
| 10 years | 622nd of 882 | 32nd of 57 |
| Since Q1 1995 | 25th of 879 | 11th of 57 |
Boom, bust, and recovery in ZIP3 926
ZIP3 926's index peaked in Q2 2006, fell 28.9% to its low in Q1 2012, and regained its peak in Q1 2017, about 10.8 years after the top. Today it sits +72.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 926 | Q2 2006 | Q1 2012 | -28.9% | Q1 2017 (10.8 yrs) | +72.6% |
| CA | Q3 2006 | Q1 2012 | -41.0% | Q2 2019 (12.8 yrs) | +50.9% |
| Metro | Q2 2006 | Q1 2012 | -33.2% | Q1 2018 (11.8 yrs) | +71.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 926's index has changed +162% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 926 after inflation | CA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -3.1% | -2.9% | -0.5% | -0.8% |
| 3 years | +9.8% | +0.2% | -1.9% | +6.6% | +2.8% |
| 5 years | +24.0% | +15.4% | +3.3% | +17.3% | +13.9% |
| 10 years | +39.1% | +28.1% | +26.7% | +34.6% | +39.0% |
| Since Q1 1995 | +121% | +162% | +121% | +164% | +76.8% |
Estimate appreciation for a home in ZIP3 926
Regional estimate
$534,612
- Estimated gain
- $234,612
- Index change
- +78.20%
- Start index
- 325.70
- End index
- 580.41
ZIP3 926 (Irvine, CA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 927 · Santa Ana, CA area | CA | +5.3% | +53.0% | +521% |
| 928 · Anaheim, CA area | CA | +3.0% | +42.8% | +458% |
| 906 · Norwalk, CA area | CA | +1.4% | +35.8% | +420% |
| 908 · Long Beach, CA area | CA | +2.0% | +32.6% | +484% |
| 907 · Los Angeles, CA area | CA | +3.1% | +33.2% | +419% |
| 917 · Rancho Cucamonga, CA area | CA | +0.1% | +34.1% | +423% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 580.41 |
| Q1 2026 | 562.43 |
| Q4 2025 | 579.55 |
| Q3 2025 | 577.81 |
| Q2 2025 | 576.74 |
| Q1 2025 | 571.87 |
| Q4 2024 | 564.85 |
| Q3 2024 | 566.26 |
| Q2 2024 | 560.19 |
| Q1 2024 | 541.48 |
| Q4 2023 | 536.08 |
| Q3 2023 | 536.00 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 926?
- Based on FHFA HPI® data for 3-digit ZIP region 926, the regional index changed +0.6% over the year to Q2 2026, +43.2% over five years, +78.2% over ten years, and +480% since Q1 1995.
- Is ZIP3 926 appreciating faster than California and the U.S.?
- Over the past year the region's index +0.6% compares with +0.9% for California and +3.0% for the U.S., a gap of −2.4 pts versus the nation. Over five years the gap versus the nation is +1.9 pts.
- Which ZIP codes are in 3-digit ZIP region 926?
- All ZIP codes that begin with 926. Census 2010 ZIP Code Tabulation Areas in this region run from 92602 to 92694 (42 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.