3-digit ZIP regional index
Home appreciation in ZIP codes 932xxVisalia, CA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 932 changed +1.3% over the year to Q2 2026, compared with +0.9% for California and +3.0% for the United States.
The region covers ZIP codes 93201–93292. Most of its 2010 population lived in Tulare County (50%), Kern County (26%), Kings County (20%). Communities in the region include Tulare, Porterville, Hanford, Delano, Wasco. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.3%
- 5-year change
- +38.0%
- Since Q1 1995
- +255%
- National rank (1 year)
- 744th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 932 vs California and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 932: 355.0
- California: 488.5
- Visalia, CA metro: 355.6
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 932 | CA | U.S. | Gap vs CA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.3% | +0.9% | +3.0% | +0.4 pts | −1.7 pts |
| 3 years | +11.3% | +7.7% | +12.9% | +3.6 pts | −1.6 pts |
| 5 years | +38.0% | +28.1% | +41.3% | +9.9 pts | −3.3 pts |
| 10 years | +94.0% | +76.2% | +93.3% | +17.8 pts | +0.6 pts |
| Since Q1 1995 | +255% | +388% | +292% | −133.5 pts | −36.6 pts |
If you bought in ZIP3 932 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +250% | $1,049,113 |
| Q2 2000 | +237% | $1,010,198 |
| Q2 2005 | +71.6% | $514,818 |
| Q2 2010 | +136% | $707,119 |
| Q2 2015 | +107% | $619,964 |
| Q2 2020 | +57.3% | $471,862 |
| Q2 2021 | +38.0% | $414,129 |
| Q2 2023 | +11.3% | $333,840 |
| Q2 2025 | +1.3% | $303,835 |
How ZIP3 932 ranks
Over the past year ZIP3 932 ranks 744th of 882 3-digit ZIP regions nationally and 27th of 57 in California. Its one-year change is −1.7 pts versus the nation and +0.4 pts versus California. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in California |
|---|---|---|
| 1 year | 744th of 882 | 27th of 57 |
| 3 years | 669th of 882 | 16th of 57 |
| 5 years | 659th of 882 | 10th of 57 |
| 10 years | 395th of 882 | 12th of 57 |
| Since Q1 1995 | 460th of 879 | 56th of 57 |
Boom, bust, and recovery in ZIP3 932
ZIP3 932's index peaked in Q1 2007, fell 47.5% to its low in Q1 2012, and regained its peak in Q2 2021, about 14.2 years after the top. Today it sits +40.3% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 932 | Q1 2007 | Q1 2012 | -47.5% | Q2 2021 (14.2 yrs) | +40.3% |
| CA | Q3 2006 | Q1 2012 | -41.0% | Q2 2019 (12.8 yrs) | +50.9% |
| Metro | Q3 2006 | Q1 2012 | -47.7% | Q2 2021 (14.8 yrs) | +42.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 932's index has changed +60.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 932 after inflation | CA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.5% | -2.9% | -3.1% | -0.8% |
| 3 years | +9.8% | +1.3% | -1.9% | +2.5% | +2.8% |
| 5 years | +24.0% | +11.3% | +3.3% | +12.1% | +13.9% |
| 10 years | +39.1% | +39.5% | +26.7% | +41.1% | +39.0% |
| Since Q1 1995 | +121% | +60.3% | +121% | +60.6% | +76.8% |
Estimate appreciation for a home in ZIP3 932
Regional estimate
$581,853
- Estimated gain
- $281,853
- Index change
- +93.95%
- Start index
- 183.01
- End index
- 354.95
ZIP3 932 (Visalia, CA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 933 · Bakersfield, CA area | CA | +0.7% | +37.3% | +264% |
| 937 · Fresno, CA area | CA | +1.2% | +34.5% | +297% |
| 936 · Clovis, CA area | CA | +2.8% | +34.9% | +279% |
| 934 · Santa Maria, CA area | CA | +3.7% | +38.5% | +401% |
| 935 · Lancaster, CA area | CA | +3.0% | +28.3% | +348% |
| 931 · Santa Barbara, CA area | CA | -17.7% | +18.8% | +346% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 354.95 |
| Q1 2026 | 353.53 |
| Q4 2025 | 355.10 |
| Q3 2025 | 350.44 |
| Q2 2025 | 350.47 |
| Q1 2025 | 344.17 |
| Q4 2024 | 342.26 |
| Q3 2024 | 340.11 |
| Q2 2024 | 334.52 |
| Q1 2024 | 329.16 |
| Q4 2023 | 324.99 |
| Q3 2023 | 326.91 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 932?
- Based on FHFA HPI® data for 3-digit ZIP region 932, the regional index changed +1.3% over the year to Q2 2026, +38.0% over five years, +94.0% over ten years, and +255% since Q1 1995.
- Is ZIP3 932 appreciating faster than California and the U.S.?
- Over the past year the region's index +1.3% compares with +0.9% for California and +3.0% for the U.S., a gap of −1.7 pts versus the nation. Over five years the gap versus the nation is −3.3 pts.
- Which ZIP codes are in 3-digit ZIP region 932?
- All ZIP codes that begin with 932. Census 2010 ZIP Code Tabulation Areas in this region run from 93201 to 93292 (62 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.