3-digit ZIP regional index
Home appreciation in ZIP codes 013xxGreenfield Town, MA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 013 changed +5.2% over the year to Q2 2026, compared with +3.2% for Massachusetts and +3.0% for the United States.
The region covers ZIP codes 01301–01379. Most of its 2010 population lived in Franklin County (81%), Worcester County (19%). Communities in the region include Athol, Turners Falls, Orange, South Deerfield, Shelburne Falls. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.2%
- 5-year change
- +49.4%
- Since Q1 1995
- +415%
- National rank (1 year)
- 245th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 013 vs Massachusetts and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 013: 515.3
- Massachusetts: 471.6
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 013 | MA | U.S. | Gap vs MA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.2% | +3.2% | +3.0% | +2.0 pts | +2.2 pts |
| 3 years | +24.0% | +16.1% | +12.9% | +8.0 pts | +11.2 pts |
| 5 years | +49.4% | +41.9% | +41.3% | +7.5 pts | +8.1 pts |
| 10 years | +103% | +91.9% | +93.3% | +11.5 pts | +10.1 pts |
| Since Q1 1995 | +415% | +372% | +292% | +43.7 pts | +123.7 pts |
If you bought in ZIP3 013 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +411% | $1,533,634 |
| Q2 2000 | +250% | $1,048,748 |
| Q2 2005 | +104% | $612,639 |
| Q2 2010 | +116% | $648,086 |
| Q2 2015 | +107% | $621,707 |
| Q2 2020 | +65.2% | $495,464 |
| Q2 2021 | +49.4% | $448,069 |
| Q2 2023 | +24.0% | $372,120 |
| Q2 2025 | +5.2% | $315,562 |
How ZIP3 013 ranks
Over the past year ZIP3 013 ranks 245th of 882 3-digit ZIP regions nationally and 3rd of 18 in Massachusetts. Its one-year change is +2.2 pts versus the nation and +2.0 pts versus Massachusetts. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Massachusetts |
|---|---|---|
| 1 year | 245th of 882 | 3rd of 18 |
| 3 years | 59th of 882 | 2nd of 18 |
| 5 years | 287th of 882 | 4th of 18 |
| 10 years | 271st of 882 | 7th of 18 |
| Since Q1 1995 | 71st of 879 | 4th of 18 |
Boom, bust, and recovery in ZIP3 013
ZIP3 013's index peaked in Q4 2006, fell 16.4% to its low in Q3 2013, and regained its peak in Q2 2018, about 11.5 years after the top. Today it sits +85.3% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 013 | Q4 2006 | Q3 2013 | -16.4% | Q2 2018 (11.5 yrs) | +85.3% |
| MA | Q1 2006 | Q2 2012 | -17.6% | Q2 2017 (11.2 yrs) | +84.2% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 013's index has changed +133% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 013 after inflation | MA after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +1.3% | -0.7% | -0.8% |
| 3 years | +9.8% | +13.0% | +5.7% | +2.8% |
| 5 years | +24.0% | +20.4% | +14.4% | +13.9% |
| 10 years | +39.1% | +46.2% | +38.0% | +39.0% |
| Since Q1 1995 | +121% | +133% | +113% | +76.8% |
Estimate appreciation for a home in ZIP3 013
Regional estimate
$610,173
- Estimated gain
- $310,173
- Index change
- +103%
- Start index
- 253.33
- End index
- 515.25
ZIP3 013 (Greenfield Town, MA area), Q2 2016 to Q2 2026. Index type: Balance of State.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 053 · Brattleboro, VT area | VT | +6.1% | +62.9% | +305% |
| 034 · Keene, NH area | NH | +5.5% | +61.8% | +300% |
| 010 · Chicopee, MA area | MA | +3.4% | +43.3% | +254% |
| 011 · Springfield, MA area | MA | +5.4% | +44.3% | +296% |
| 014 · Leominster, MA area | MA | +3.5% | +46.5% | +332% |
| 012 · Pittsfield, MA area | MA | +6.3% | +55.4% | +309% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 515.25 |
| Q1 2026 | 495.01 |
| Q4 2025 | 507.21 |
| Q3 2025 | 477.22 |
| Q2 2025 | 489.84 |
| Q1 2025 | 472.35 |
| Q4 2024 | 465.78 |
| Q3 2024 | 454.85 |
| Q2 2024 | 461.09 |
| Q1 2024 | 432.16 |
| Q4 2023 | 447.98 |
| Q3 2023 | 417.70 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 013?
- Based on FHFA HPI® data for 3-digit ZIP region 013, the regional index changed +5.2% over the year to Q2 2026, +49.4% over five years, +103% over ten years, and +415% since Q1 1995.
- Is ZIP3 013 appreciating faster than Massachusetts and the U.S.?
- Over the past year the region's index +5.2% compares with +3.2% for Massachusetts and +3.0% for the U.S., a gap of +2.2 pts versus the nation. Over five years the gap versus the nation is +8.1 pts.
- Which ZIP codes are in 3-digit ZIP region 013?
- All ZIP codes that begin with 013. Census 2010 ZIP Code Tabulation Areas in this region run from 01301 to 01379 (29 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.