3-digit ZIP regional index
Home appreciation in ZIP codes 145xxNewark, NY area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 145 changed +5.1% over the year to Q2 2026, compared with +5.3% for New York and +3.0% for the United States.
The region covers ZIP codes 14502–14592. Most of its 2010 population lived in Monroe County (46%), Wayne County (24%), Ontario County (11%). Communities in the region include Webster, Penn Yan, Perry, Spencerport, Palmyra. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.1%
- 5-year change
- +60.2%
- Since Q1 1995
- +217%
- National rank (1 year)
- 259th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 145 vs New York and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 145: 317.1
- New York: 433.4
- Rochester, NY metro: 320.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 145 | NY | U.S. | Gap vs NY | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.1% | +5.3% | +3.0% | −0.2 pts | +2.0 pts |
| 3 years | +24.0% | +22.4% | +12.9% | +1.6 pts | +11.1 pts |
| 5 years | +60.2% | +49.9% | +41.3% | +10.3 pts | +18.9 pts |
| 10 years | +111% | +96.6% | +93.3% | +13.9 pts | +17.2 pts |
| Since Q1 1995 | +217% | +333% | +292% | −116.3 pts | −74.5 pts |
If you bought in ZIP3 145 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +212% | $935,740 |
| Q2 2000 | +189% | $866,126 |
| Q2 2005 | +138% | $713,724 |
| Q2 2010 | +126% | $676,563 |
| Q2 2015 | +115% | $645,787 |
| Q2 2020 | +80.0% | $540,136 |
| Q2 2021 | +60.2% | $480,467 |
| Q2 2023 | +24.0% | $371,932 |
| Q2 2025 | +5.1% | $315,221 |
How ZIP3 145 ranks
Over the past year ZIP3 145 ranks 259th of 882 3-digit ZIP regions nationally and 30th of 49 in New York. Its one-year change is +2.0 pts versus the nation and −0.2 pts versus New York. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in New York |
|---|---|---|
| 1 year | 259th of 882 | 30th of 49 |
| 3 years | 60th of 882 | 12th of 49 |
| 5 years | 44th of 882 | 5th of 49 |
| 10 years | 179th of 882 | 10th of 49 |
| Since Q1 1995 | 694th of 879 | 45th of 49 |
Boom, bust, and recovery in ZIP3 145
ZIP3 145's index peaked in Q1 2009, fell 2.3% to its low in Q2 2011, and regained its peak in Q4 2012, about 3.8 years after the top. Today it sits +123% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 145 | Q1 2009 | Q2 2011 | -2.3% | Q4 2012 (3.8 yrs) | +123% |
| NY | Q1 2007 | Q2 2012 | -14.0% | Q3 2017 (10.5 yrs) | +85.2% |
| Metro | Q1 2009 | Q2 2011 | -1.9% | Q2 2013 (4.2 yrs) | +129% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 145's index has changed +43.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 145 after inflation | NY after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.2% | +1.4% | +0.6% | -0.8% |
| 3 years | +9.8% | +12.9% | +11.5% | +13.7% | +2.8% |
| 5 years | +24.0% | +29.1% | +20.8% | +30.6% | +13.9% |
| 10 years | +39.1% | +51.4% | +41.4% | +56.1% | +39.0% |
| Since Q1 1995 | +121% | +43.2% | +95.8% | +44.7% | +76.8% |
Estimate appreciation for a home in ZIP3 145
Regional estimate
$631,510
- Estimated gain
- $331,510
- Index change
- +111%
- Start index
- 150.62
- End index
- 317.06
ZIP3 145 (Newark, NY area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 144 · Geneva, NY area | NY | +5.4% | +62.6% | +228% |
| 146 · Rochester, NY area | NY | +3.9% | +62.2% | +223% |
| 131 · Oswego, NY area | NY | +4.4% | +57.5% | +241% |
| 148 · Ithaca, NY area | NY | +8.6% | +52.0% | +253% |
| 130 · Auburn, NY area | NY | +6.9% | +62.1% | +241% |
| 132 · Syracuse, NY area | NY | +5.8% | +64.2% | +239% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 317.06 |
| Q1 2026 | 304.92 |
| Q4 2025 | 302.60 |
| Q3 2025 | 303.77 |
| Q2 2025 | 301.75 |
| Q1 2025 | 288.82 |
| Q4 2024 | 286.11 |
| Q3 2024 | 283.15 |
| Q2 2024 | 276.43 |
| Q1 2024 | 267.46 |
| Q4 2023 | 260.50 |
| Q3 2023 | 263.03 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 145?
- Based on FHFA HPI® data for 3-digit ZIP region 145, the regional index changed +5.1% over the year to Q2 2026, +60.2% over five years, +111% over ten years, and +217% since Q1 1995.
- Is ZIP3 145 appreciating faster than New York and the U.S.?
- Over the past year the region's index +5.1% compares with +5.3% for New York and +3.0% for the U.S., a gap of +2.0 pts versus the nation. Over five years the gap versus the nation is +18.9 pts.
- Which ZIP codes are in 3-digit ZIP region 145?
- All ZIP codes that begin with 145. Census 2010 ZIP Code Tabulation Areas in this region run from 14502 to 14592 (53 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.