3-digit ZIP regional index
Home appreciation in ZIP codes 445xxYoungstown, OH area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 445 changed +4.4% over the year to Q2 2026, compared with +4.3% for Ohio and +3.0% for the United States.
The region covers ZIP codes 44502–44515. Most of its 2010 population lived in Mahoning County (96%). Communities in the region include Boardman, Austintown, Poland, Churchill, Mineral Ridge. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +4.4%
- 5-year change
- +58.8%
- Since Q1 1995
- +181%
- National rank (1 year)
- 338th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 445 vs Ohio and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 445: 280.6
- Ohio: 301.1
- Youngstown-Warren, OH metro: 284.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 445 | OH | U.S. | Gap vs OH | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +4.4% | +4.3% | +3.0% | +0.1 pts | +1.4 pts |
| 3 years | +21.6% | +18.3% | +12.9% | +3.4 pts | +8.8 pts |
| 5 years | +58.8% | +48.1% | +41.3% | +10.7 pts | +17.5 pts |
| 10 years | +109% | +103% | +93.3% | +6.9 pts | +16.1 pts |
| Since Q1 1995 | +181% | +201% | +292% | −20.5 pts | −111.0 pts |
If you bought in ZIP3 445 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +172% | $815,777 |
| Q2 2000 | +137% | $710,860 |
| Q2 2005 | +101% | $604,307 |
| Q2 2010 | +119% | $655,863 |
| Q2 2015 | +119% | $655,556 |
| Q2 2020 | +80.6% | $541,664 |
| Q2 2021 | +58.8% | $476,374 |
| Q2 2023 | +21.6% | $364,921 |
| Q2 2025 | +4.4% | $313,146 |
How ZIP3 445 ranks
Over the past year ZIP3 445 ranks 338th of 882 3-digit ZIP regions nationally and 16th of 29 in Ohio. Its one-year change is +1.4 pts versus the nation and +0.1 pts versus Ohio. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Ohio |
|---|---|---|
| 1 year | 338th of 882 | 16th of 29 |
| 3 years | 144th of 882 | 8th of 29 |
| 5 years | 60th of 882 | 1st of 29 |
| 10 years | 192nd of 882 | 9th of 29 |
| Since Q1 1995 | 833rd of 879 | 22nd of 29 |
Boom, bust, and recovery in ZIP3 445
ZIP3 445's index peaked in Q3 2005, fell 13.8% to its low in Q2 2012, and regained its peak in Q2 2018, about 12.8 years after the top. Today it sits +98.1% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 445 | Q3 2005 | Q2 2012 | -13.8% | Q2 2018 (12.8 yrs) | +98.1% |
| OH | Q4 2005 | Q2 2012 | -12.9% | Q2 2017 (11.5 yrs) | +95.6% |
| Metro | Q3 2005 | Q2 2012 | -13.8% | Q3 2018 (13 yrs) | +90.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 445's index has changed +26.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 445 after inflation | OH after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +0.5% | +0.4% | +0.9% | -0.8% |
| 3 years | +9.8% | +10.8% | +7.7% | +10.8% | +2.8% |
| 5 years | +24.0% | +28.0% | +19.4% | +25.0% | +13.9% |
| 10 years | +39.1% | +50.6% | +45.7% | +44.7% | +39.0% |
| Since Q1 1995 | +121% | +26.7% | +36.0% | +28.3% | +76.8% |
Estimate appreciation for a home in ZIP3 445
Regional estimate
$628,397
- Estimated gain
- $328,397
- Index change
- +109%
- Start index
- 133.96
- End index
- 280.60
ZIP3 445 (Youngstown, OH area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 444 · Warren, OH area | OH | +5.4% | +51.3% | +194% |
| 161 · New Castle, PA area | PA | +5.6% | +47.3% | +258% |
| 160 · Butler, PA area | PA | +3.7% | +41.2% | +220% |
| 447 · Canton, OH area | OH | +7.2% | +49.8% | +178% |
| 443 · Akron, OH area | OH | +2.9% | +46.4% | +163% |
| 442 · Cuyahoga Falls, OH area | OH | +2.9% | +46.5% | +181% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 280.60 |
| Q1 2026 | 268.37 |
| Q4 2025 | 272.90 |
| Q3 2025 | 268.83 |
| Q2 2025 | 268.82 |
| Q1 2025 | 267.28 |
| Q4 2024 | 251.33 |
| Q3 2024 | 249.96 |
| Q2 2024 | 256.60 |
| Q1 2024 | 241.64 |
| Q4 2023 | 229.29 |
| Q3 2023 | 231.46 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 445?
- Based on FHFA HPI® data for 3-digit ZIP region 445, the regional index changed +4.4% over the year to Q2 2026, +58.8% over five years, +109% over ten years, and +181% since Q1 1995.
- Is ZIP3 445 appreciating faster than Ohio and the U.S.?
- Over the past year the region's index +4.4% compares with +4.3% for Ohio and +3.0% for the U.S., a gap of +1.4 pts versus the nation. Over five years the gap versus the nation is +17.5 pts.
- Which ZIP codes are in 3-digit ZIP region 445?
- All ZIP codes that begin with 445. Census 2010 ZIP Code Tabulation Areas in this region run from 44502 to 44515 (12 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.