3-digit ZIP regional index
Home appreciation in ZIP codes 476xxPrinceton, IN area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 476 changed +6.1% over the year to Q2 2026, compared with +4.6% for Indiana and +3.0% for the United States.
The region covers ZIP codes 47601–47683. Most of its 2010 population lived in Warrick County (46%), Gibson County (26%), Posey County (18%). Communities in the region include Mount Vernon, Boonville, Newburgh, Chandler, Fort Branch. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.1%
- 5-year change
- +39.9%
- Since Q1 1995
- +215%
- National rank (1 year)
- 131st
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 476 vs Indiana and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 476: 314.9
- Indiana: 319.8
- Evansville, IN metro: 308.4
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 476 | IN | U.S. | Gap vs IN | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.1% | +4.6% | +3.0% | +1.5 pts | +3.1 pts |
| 3 years | +15.4% | +16.2% | +12.9% | −0.8 pts | +2.5 pts |
| 5 years | +39.9% | +46.7% | +41.3% | −6.8 pts | −1.4 pts |
| 10 years | +82.3% | +104% | +93.3% | −21.4 pts | −11.1 pts |
| Since Q1 1995 | +215% | +220% | +292% | −4.9 pts | −76.7 pts |
If you bought in ZIP3 476 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +220% | $959,933 |
| Q2 2000 | +150% | $749,322 |
| Q2 2005 | +108% | $623,833 |
| Q2 2010 | +105% | $614,260 |
| Q2 2015 | +87.1% | $561,368 |
| Q2 2020 | +55.8% | $467,311 |
| Q2 2021 | +39.9% | $419,685 |
| Q2 2023 | +15.4% | $346,185 |
| Q2 2025 | +6.1% | $318,317 |
How ZIP3 476 ranks
Over the past year ZIP3 476 ranks 131st of 882 3-digit ZIP regions nationally and 7th of 20 in Indiana. Its one-year change is +3.1 pts versus the nation and +1.5 pts versus Indiana. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Indiana |
|---|---|---|
| 1 year | 131st of 882 | 7th of 20 |
| 3 years | 432nd of 882 | 14th of 20 |
| 5 years | 584th of 882 | 17th of 20 |
| 10 years | 573rd of 882 | 19th of 20 |
| Since Q1 1995 | 704th of 879 | 11th of 20 |
Boom, bust, and recovery in ZIP3 476
ZIP3 476's index peaked in Q2 2007, fell 4.4% to its low in Q1 2010, and regained its peak in Q3 2013, about 6.2 years after the top. Today it sits +98.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 476 | Q2 2007 | Q1 2010 | -4.4% | Q3 2013 (6.2 yrs) | +98.9% |
| IN | Q1 2008 | Q2 2011 | -7.3% | Q3 2015 (7.5 yrs) | +110% |
| Metro | Q2 2007 | Q1 2010 | -5.0% | Q1 2014 (6.8 yrs) | +92.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 476's index has changed +42.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 476 after inflation | IN after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.2% | +0.7% | -1.4% | -0.8% |
| 3 years | +9.8% | +5.1% | +5.8% | +3.9% | +2.8% |
| 5 years | +24.0% | +12.8% | +18.3% | +11.7% | +13.9% |
| 10 years | +39.1% | +31.1% | +46.4% | +31.6% | +39.0% |
| Since Q1 1995 | +121% | +42.2% | +44.5% | +39.3% | +76.8% |
Estimate appreciation for a home in ZIP3 476
Regional estimate
$546,811
- Estimated gain
- $246,811
- Index change
- +82.27%
- Start index
- 172.76
- End index
- 314.89
ZIP3 476 (Princeton, IN area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 477 · Evansville, IN area | IN | +1.9% | +38.7% | +214% |
| 475 · Vincennes, IN area | IN | +5.2% | +46.9% | +228% |
| 423 · Owensboro, KY area | KY | +13.1% | +50.8% | +234% |
| 424 · Henderson, KY area | KY | +4.7% | +49.8% | +235% |
| 628 · Mount Vernon, IL area | IL | +1.3% | +40.0% | +170% |
| 624 · Effingham, IL area | IL | +13.4% | +48.0% | +220% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 314.89 |
| Q1 2026 | 308.55 |
| Q4 2025 | 306.25 |
| Q3 2025 | 306.43 |
| Q2 2025 | 296.77 |
| Q1 2025 | 298.99 |
| Q4 2024 | 301.47 |
| Q3 2024 | 292.21 |
| Q2 2024 | 286.41 |
| Q1 2024 | 279.37 |
| Q4 2023 | 283.53 |
| Q3 2023 | 276.06 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 476?
- Based on FHFA HPI® data for 3-digit ZIP region 476, the regional index changed +6.1% over the year to Q2 2026, +39.9% over five years, +82.3% over ten years, and +215% since Q1 1995.
- Is ZIP3 476 appreciating faster than Indiana and the U.S.?
- Over the past year the region's index +6.1% compares with +4.6% for Indiana and +3.0% for the U.S., a gap of +3.1 pts versus the nation. Over five years the gap versus the nation is −1.4 pts.
- Which ZIP codes are in 3-digit ZIP region 476?
- All ZIP codes that begin with 476. Census 2010 ZIP Code Tabulation Areas in this region run from 47601 to 47683 (26 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.