3-digit ZIP regional index
Home appreciation in ZIP codes 782xxSan Antonio, TX area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 782 changed -0.7% over the year to Q2 2026, compared with +1.6% for Texas and +3.0% for the United States.
The region covers ZIP codes 78201–78266. Most of its 2010 population lived in Bexar County (100%). Communities in the region include Timberwood Park, Live Oak, Leon Valley, Lackland AFB, Kirby. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- -0.7%
- 5-year change
- +26.2%
- Since Q1 1995
- +267%
- National rank (1 year)
- 849th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 782 vs Texas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 782: 366.9
- Texas: 409.6
- San Antonio-New Braunfels, TX metro: 378.5
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 782 | TX | U.S. | Gap vs TX | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | -0.7% | +1.6% | +3.0% | −2.3 pts | −3.8 pts |
| 3 years | +2.5% | +6.2% | +12.9% | −3.7 pts | −10.4 pts |
| 5 years | +26.2% | +34.4% | +41.3% | −8.2 pts | −15.1 pts |
| 10 years | +75.8% | +87.1% | +93.3% | −11.3 pts | −17.5 pts |
| Since Q1 1995 | +267% | +310% | +292% | −42.7 pts | −24.6 pts |
If you bought in ZIP3 782 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +259% | $1,076,778 |
| Q2 2000 | +227% | $982,059 |
| Q2 2005 | +156% | $767,797 |
| Q2 2010 | +120% | $661,453 |
| Q2 2015 | +87.9% | $563,583 |
| Q2 2020 | +40.3% | $421,033 |
| Q2 2021 | +26.2% | $378,499 |
| Q2 2023 | +2.5% | $307,380 |
| Q2 2025 | -0.7% | $297,784 |
How ZIP3 782 ranks
Over the past year ZIP3 782 ranks 849th of 882 3-digit ZIP regions nationally and 44th of 47 in Texas. Its one-year change is −3.8 pts versus the nation and −2.3 pts versus Texas. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Texas |
|---|---|---|
| 1 year | 849th of 882 | 44th of 47 |
| 3 years | 859th of 882 | 43rd of 47 |
| 5 years | 825th of 882 | 43rd of 47 |
| 10 years | 657th of 882 | 34th of 47 |
| Since Q1 1995 | 415th of 879 | 31st of 47 |
Boom, bust, and recovery in ZIP3 782
ZIP3 782's index peaked in Q4 2007, fell 3.8% to its low in Q2 2011, and regained its peak in Q3 2013, about 5.8 years after the top. Today it sits +113% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 782 | Q4 2007 | Q2 2011 | -3.8% | Q3 2013 (5.8 yrs) | +113% |
| TX | Q1 2009 | Q2 2011 | -4.2% | Q2 2013 (4.2 yrs) | +134% |
| Metro | Q1 2009 | Q2 2010 | -4.0% | Q4 2012 (3.8 yrs) | +116% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 782's index has changed +65.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 782 after inflation | TX after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -4.4% | -2.2% | -4.2% | -0.8% |
| 3 years | +9.8% | -6.7% | -3.3% | -6.9% | +2.8% |
| 5 years | +24.0% | +1.7% | +8.3% | +4.2% | +13.9% |
| 10 years | +39.1% | +26.4% | +34.5% | +29.2% | +39.0% |
| Since Q1 1995 | +121% | +65.7% | +85.0% | +70.9% | +76.8% |
Estimate appreciation for a home in ZIP3 782
Regional estimate
$527,476
- Estimated gain
- $227,476
- Index change
- +75.83%
- Start index
- 208.69
- End index
- 366.93
ZIP3 782 (San Antonio, TX area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 781 · New Braunfels, TX area | TX | -1.3% | +35.9% | +308% |
| 787 · Austin, TX area | TX | +1.3% | +11.9% | +467% |
| 786 · Round Rock, TX area | TX | -0.8% | +20.9% | +319% |
| 780 · Laredo, TX area | TX | +4.4% | +38.1% | +273% |
| 779 · Victoria, TX area | TX | +5.3% | +38.2% | +249% |
| 789 · Giddings, TX area | TX | +2.9% | +43.8% | +323% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 366.93 |
| Q1 2026 | 364.96 |
| Q4 2025 | 370.90 |
| Q3 2025 | 366.99 |
| Q2 2025 | 369.66 |
| Q1 2025 | 365.54 |
| Q4 2024 | 366.34 |
| Q3 2024 | 356.52 |
| Q2 2024 | 369.23 |
| Q1 2024 | 357.93 |
| Q4 2023 | 362.78 |
| Q3 2023 | 360.68 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 782?
- Based on FHFA HPI® data for 3-digit ZIP region 782, the regional index changed -0.7% over the year to Q2 2026, +26.2% over five years, +75.8% over ten years, and +267% since Q1 1995.
- Is ZIP3 782 appreciating faster than Texas and the U.S.?
- Over the past year the region's index -0.7% compares with +1.6% for Texas and +3.0% for the U.S., a gap of −3.8 pts versus the nation. Over five years the gap versus the nation is −15.1 pts.
- Which ZIP codes are in 3-digit ZIP region 782?
- All ZIP codes that begin with 782. Census 2010 ZIP Code Tabulation Areas in this region run from 78201 to 78266 (61 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.