3-digit ZIP regional index
Home appreciation in ZIP codes 768xxBrownwood, TX area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 768 changed +2.9% over the year to Q2 2026, compared with +1.6% for Texas and +3.0% for the United States.
The region covers ZIP codes 76801–76890. Most of its 2010 population lived in Brown County (41%), Coleman County (10%), McCulloch County (9%). Communities in the region include Brady, Coleman, Ballinger, San Saba, Eden. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +2.9%
- 5-year change
- +43.8%
- Since Q1 1995
- +323%
- National rank (1 year)
- 566th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 768 vs Texas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 768: 423.1
- Texas: 409.6
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 768 | TX | U.S. | Gap vs TX | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +2.9% | +1.6% | +3.0% | +1.3 pts | −0.1 pts |
| 3 years | +13.3% | +6.2% | +12.9% | +7.1 pts | +0.4 pts |
| 5 years | +43.8% | +34.4% | +41.3% | +9.5 pts | +2.5 pts |
| 10 years | +97.6% | +87.1% | +93.3% | +10.5 pts | +4.2 pts |
| Since Q1 1995 | +323% | +310% | +292% | +13.5 pts | +31.5 pts |
If you bought in ZIP3 768 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +309% | $1,227,238 |
| Q2 2000 | +244% | $1,032,550 |
| Q2 2005 | +175% | $825,771 |
| Q2 2010 | +128% | $685,430 |
| Q2 2015 | +106% | $616,900 |
| Q2 2020 | +61.2% | $483,730 |
| Q2 2021 | +43.8% | $431,469 |
| Q2 2023 | +13.3% | $339,770 |
| Q2 2025 | +2.9% | $308,765 |
How ZIP3 768 ranks
Over the past year ZIP3 768 ranks 566th of 882 3-digit ZIP regions nationally and 17th of 47 in Texas. Its one-year change is −0.1 pts versus the nation and +1.3 pts versus Texas. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Texas |
|---|---|---|
| 1 year | 566th of 882 | 17th of 47 |
| 3 years | 564th of 882 | 11th of 47 |
| 5 years | 464th of 882 | 13th of 47 |
| 10 years | 350th of 882 | 11th of 47 |
| Since Q1 1995 | 228th of 879 | 10th of 47 |
Boom, bust, and recovery in ZIP3 768
ZIP3 768's index peaked in Q1 2009, fell 1.7% to its low in Q1 2011, and regained its peak in Q2 2012, about 3.2 years after the top. Today it sits +126% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 768 | Q1 2009 | Q1 2011 | -1.7% | Q2 2012 (3.2 yrs) | +126% |
| TX | Q1 2009 | Q2 2011 | -4.2% | Q2 2013 (4.2 yrs) | +134% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 768's index has changed +91.1% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 768 after inflation | TX after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.9% | -2.2% | -0.8% |
| 3 years | +9.8% | +3.1% | -3.3% | +2.8% |
| 5 years | +24.0% | +16.0% | +8.3% | +13.9% |
| 10 years | +39.1% | +42.0% | +34.5% | +39.0% |
| Since Q1 1995 | +121% | +91.1% | +85.0% | +76.8% |
Estimate appreciation for a home in ZIP3 768
Regional estimate
$592,701
- Estimated gain
- $292,701
- Index change
- +97.57%
- Start index
- 214.14
- End index
- 423.07
ZIP3 768 (Brownwood, TX area), Q2 2016 to Q2 2026. Index type: Balance of State.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 796 · Abilene, TX area | TX | +8.9% | +46.3% | +282% |
| 769 · San Angelo, TX area | TX | +1.8% | +33.4% | +288% |
| 764 · Stephenville, TX area | TX | +2.9% | +43.8% | +323% |
| 795 · Snyder, TX area | TX | +8.9% | +46.3% | +282% |
| 765 · Killeen, TX area | TX | +1.9% | +39.8% | +253% |
| 786 · Round Rock, TX area | TX | -0.8% | +20.9% | +319% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 423.07 |
| Q1 2026 | 414.80 |
| Q4 2025 | 415.15 |
| Q3 2025 | 413.36 |
| Q2 2025 | 411.06 |
| Q1 2025 | 408.38 |
| Q4 2024 | 398.75 |
| Q3 2024 | 400.18 |
| Q2 2024 | 396.62 |
| Q1 2024 | 389.07 |
| Q4 2023 | 383.41 |
| Q3 2023 | 382.19 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 768?
- Based on FHFA HPI® data for 3-digit ZIP region 768, the regional index changed +2.9% over the year to Q2 2026, +43.8% over five years, +97.6% over ten years, and +323% since Q1 1995.
- Is ZIP3 768 appreciating faster than Texas and the U.S.?
- Over the past year the region's index +2.9% compares with +1.6% for Texas and +3.0% for the U.S., a gap of −0.1 pts versus the nation. Over five years the gap versus the nation is +2.5 pts.
- Which ZIP codes are in 3-digit ZIP region 768?
- All ZIP codes that begin with 768. Census 2010 ZIP Code Tabulation Areas in this region run from 76801 to 76890 (47 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.