Quarterly report · imported 2026-09-30
Q2 2026 home price report by ZIP code
FHFA's Q2 2026 HPI® release shows the U.S. all-transactions index +3.0% from a year earlier and +41.3% over five years. Of 882 3-digit ZIP regions, 818 rose over the year, 64 fell, and 546 outpaced the national change.
- U.S. 1-year change
- +3.0%
- ZIP3 regions rising
- 818
- ZIP3 regions falling
- 64
- Beating the U.S.
- 546
Latest quarter +1.1%
of 882
Year over year
1-year change
Fastest-appreciating 3-digit ZIP regions
| # | 3-digit ZIP region | State | 1 year | 5 years |
|---|---|---|---|---|
| 1 | 624 · Effingham, IL area | IL | +13.4% | +48.0% |
| 2 | 423 · Owensboro, KY area | KY | +13.1% | +50.8% |
| 3 | 602 · Evanston, IL area | IL | +11.4% | +45.3% |
| 4 | 250 · Dunbar, WV area | WV | +10.5% | +40.1% |
| 5 | 251 · St. Albans, WV area | WV | +10.5% | +40.1% |
| 6 | 735 · Lawton, OK area | OK | +10.2% | +43.4% |
| 7 | 316 · Valdosta, GA area | GA | +10.0% | +56.7% |
| 8 | 258 · Beckley, WV area | WV | +10.0% | +52.8% |
| 9 | 259 · Oak Hill, WV area | WV | +10.0% | +52.8% |
| 10 | 611 · Rockford, IL area | IL | +10.0% | +70.1% |
Weakest 3-digit ZIP regions
| # | 3-digit ZIP region | State | 1 year | 5 years |
|---|---|---|---|---|
| 1 | 931 · Santa Barbara, CA area | CA | -17.7% | +18.8% |
| 2 | 703 · Houma, LA area | LA | -4.3% | +14.7% |
| 3 | 910 · Arcadia, CA area | CA | -4.2% | +28.7% |
| 4 | 713 · Alexandria, LA area | LA | -3.0% | +21.3% |
| 5 | 598 · Missoula, MT area | MT | -2.8% | +44.6% |
| 6 | 222 · Arlington, VA area | VA | -2.5% | +16.8% |
| 7 | 449 · Mansfield, OH area | OH | -2.3% | +49.4% |
| 8 | 890 · Henderson, NV area | NV | -2.3% | +31.9% |
| 9 | 900 · Los Angeles, CA area | CA | -2.3% | +25.0% |
| 10 | 489 · Lansing, MI area | MI | -2.3% | +33.6% |
Strongest states
| State | 1 year | 5 years |
|---|---|---|
| Hawaii | +8.7% | +41.4% |
| West Virginia | +8.0% | +43.5% |
| Illinois | +6.0% | +46.9% |
| Connecticut | +5.7% | +56.1% |
| Wisconsin | +5.6% | +54.0% |
Weakest states
| State | 1 year | 5 years |
|---|---|---|
| District of Columbia | -0.6% | +4.2% |
| Colorado | +0.2% | +25.0% |
| California | +0.9% | +28.1% |
| Arizona | +0.9% | +36.3% |
| Washington | +1.1% | +29.7% |
Strongest metro areas
| Metro area | 1 year | 5 years |
|---|---|---|
| Muncie, IN | +13.9% | +60.5% |
| Owensboro, KY | +13.0% | +48.6% |
| Anniston-Oxford, AL | +12.0% | +51.4% |
| Paducah, KY-IL | +11.4% | +47.3% |
| Sumter, SC | +11.1% | +59.1% |
| Lima, OH | +11.1% | +48.5% |
| Urban Honolulu, HI | +11.1% | +38.6% |
| Charleston, WV | +10.5% | +40.1% |
| Lawton, OK | +10.2% | +43.4% |
| Valdosta, GA | +10.0% | +56.7% |
Weakest metro areas
| Metro area | 1 year | 5 years |
|---|---|---|
| Grants Pass, OR | -5.2% | +15.3% |
| Ithaca, NY | -5.2% | +41.6% |
| Brunswick-St. Simons, GA | -4.9% | +48.4% |
| Oakland-Fremont-Berkeley, CA | -4.8% | +8.2% |
| Mansfield, OH | -3.6% | +49.9% |
| Pueblo, CO | -2.9% | +21.4% |
| Sherman-Denison, TX | -2.4% | +40.3% |
| Wenatchee-East Wenatchee, WA | -2.3% | +33.5% |
| Boulder, CO | -2.3% | +22.5% |
| Pinehurst-Southern Pines, NC | -2.2% | +54.9% |
How FHFA revised earlier quarters
Comparing this release with the Q1 2026 release, 84,632 of 110,233 overlapping ZIP3 quarterly values (76.8%) changed. The average absolute revision was 0.05% of the index level. The previously published one-year change for Q1 2026 moved by a median of 0.26 percentage points.