Guide
ZIP Code Real Estate Trends Explained
A guide to reading regional ZIP trends, charts, and appreciation metrics.
Last updated 2026-06-18
Live data · FHFA HPI® through Q2 2026
Current home value trends
- U.S. 1-year change
- +3.0%
- U.S. 5-year change
- +41.3%
- ZIP3 regions rising
- 818
- U.S. since Q1 1995
- +292%
Q2 2026
All-transactions index
of 882 over 1 year
Regional index growth
| # | State | 1 year | 5 years | Fastest ZIPs |
|---|---|---|---|---|
| 1 | Hawaii | +8.7% | +41.4% | View |
| 2 | West Virginia | +8.0% | +43.5% | View |
| 3 | Illinois | +6.0% | +46.9% | View |
| 4 | Connecticut | +5.7% | +56.1% | View |
| 5 | Wisconsin | +5.6% | +54.0% | View |
| 6 | New Jersey | +5.5% | +58.3% | View |
| 7 | New York | +5.3% | +49.9% | View |
| 8 | Rhode Island | +5.0% | +55.6% | View |
| 9 | Kentucky | +4.7% | +45.9% | View |
| 10 | North Dakota | +4.7% | +35.5% | View |
| 11 | Pennsylvania | +4.7% | +44.2% | View |
| 12 | Michigan | +4.6% | +45.6% | View |
| 13 | Indiana | +4.6% | +46.7% | View |
| 14 | Vermont | +4.3% | +57.7% | View |
| 15 | Ohio | +4.3% | +48.1% | View |
| 16 | Delaware | +4.0% | +43.8% | View |
| 17 | New Hampshire | +4.0% | +54.9% | View |
| 18 | Alaska | +3.9% | +37.0% | View |
| 19 | South Carolina | +3.8% | +54.9% | View |
| 20 | Kansas | +3.8% | +42.6% | View |
| 21 | Virginia | +3.8% | +44.1% | View |
| 22 | Alabama | +3.7% | +43.8% | View |
| 23 | Mississippi | +3.7% | +39.7% | View |
| 24 | Wyoming | +3.7% | +41.6% | View |
| 25 | Missouri | +3.6% | +44.2% | View |
| 26 | Maine | +3.2% | +56.4% | View |
| 27 | Iowa | +3.2% | +37.4% | View |
| 28 | Nebraska | +3.2% | +41.1% | View |
| 29 | Massachusetts | +3.2% | +41.9% | View |
| 30 | Arkansas | +3.1% | +45.4% | View |
| 31 | Minnesota | +3.0% | +31.2% | View |
| 32 | Idaho | +3.0% | +34.1% | View |
| 33 | Louisiana | +2.9% | +20.9% | View |
| 34 | Oklahoma | +2.8% | +39.9% | View |
| 35 | Montana | +2.7% | +47.5% | View |
| 36 | Tennessee | +2.6% | +50.0% | View |
| 37 | Utah | +2.6% | +34.3% | View |
| 38 | Nevada | +2.5% | +35.4% | View |
| 39 | North Carolina | +2.4% | +51.4% | View |
| 40 | Maryland | +2.2% | +32.0% | View |
| 41 | South Dakota | +2.2% | +41.1% | View |
| 42 | New Mexico | +2.1% | +42.6% | View |
| 43 | Georgia | +1.9% | +47.6% | View |
| 44 | Oregon | +1.6% | +23.8% | View |
| 45 | Texas | +1.6% | +34.4% | View |
| 46 | Florida | +1.4% | +46.0% | View |
| 47 | Washington | +1.1% | +29.7% | View |
| 48 | Arizona | +0.9% | +36.3% | View |
| 49 | California | +0.9% | +28.1% | View |
| 50 | Colorado | +0.2% | +25.0% | View |
| 51 | District of Columbia | -0.6% | +4.2% | View |
Look at level and direction
The index level shows where the region sits relative to its base period. The change metrics show direction over selected windows.
A high index level and a weak recent quarter can both be true; one describes long-term appreciation, the other recent movement.
Check source labels
Every data page should show the index type and latest period. Some ZIP3 records may use different index-type labels from the source file.
Those labels matter because they tell visitors what source classification was imported for the latest regional record.