ZAzipappreciation.com

Guide

ZIP Code Real Estate Trends Explained

A guide to reading regional ZIP trends, charts, and appreciation metrics.

Last updated 2026-06-18

Live data · FHFA HPI® through Q2 2026

Current home value trends

U.S. 1-year change
+3.0%

Q2 2026

U.S. 5-year change
+41.3%

All-transactions index

ZIP3 regions rising
818

of 882 over 1 year

U.S. since Q1 1995
+292%

Regional index growth

States and D.C. by 1-year change
#State1 year5 yearsFastest ZIPs
1Hawaii+8.7%+41.4%View
2West Virginia+8.0%+43.5%View
3Illinois+6.0%+46.9%View
4Connecticut+5.7%+56.1%View
5Wisconsin+5.6%+54.0%View
6New Jersey+5.5%+58.3%View
7New York+5.3%+49.9%View
8Rhode Island+5.0%+55.6%View
9Kentucky+4.7%+45.9%View
10North Dakota+4.7%+35.5%View
11Pennsylvania+4.7%+44.2%View
12Michigan+4.6%+45.6%View
13Indiana+4.6%+46.7%View
14Vermont+4.3%+57.7%View
15Ohio+4.3%+48.1%View
16Delaware+4.0%+43.8%View
17New Hampshire+4.0%+54.9%View
18Alaska+3.9%+37.0%View
19South Carolina+3.8%+54.9%View
20Kansas+3.8%+42.6%View
21Virginia+3.8%+44.1%View
22Alabama+3.7%+43.8%View
23Mississippi+3.7%+39.7%View
24Wyoming+3.7%+41.6%View
25Missouri+3.6%+44.2%View
26Maine+3.2%+56.4%View
27Iowa+3.2%+37.4%View
28Nebraska+3.2%+41.1%View
29Massachusetts+3.2%+41.9%View
30Arkansas+3.1%+45.4%View
31Minnesota+3.0%+31.2%View
32Idaho+3.0%+34.1%View
33Louisiana+2.9%+20.9%View
34Oklahoma+2.8%+39.9%View
35Montana+2.7%+47.5%View
36Tennessee+2.6%+50.0%View
37Utah+2.6%+34.3%View
38Nevada+2.5%+35.4%View
39North Carolina+2.4%+51.4%View
40Maryland+2.2%+32.0%View
41South Dakota+2.2%+41.1%View
42New Mexico+2.1%+42.6%View
43Georgia+1.9%+47.6%View
44Oregon+1.6%+23.8%View
45Texas+1.6%+34.4%View
46Florida+1.4%+46.0%View
47Washington+1.1%+29.7%View
48Arizona+0.9%+36.3%View
49California+0.9%+28.1%View
50Colorado+0.2%+25.0%View
51District of Columbia-0.6%+4.2%View
Q2 2026 quarterly report →

Look at level and direction

The index level shows where the region sits relative to its base period. The change metrics show direction over selected windows.

A high index level and a weak recent quarter can both be true; one describes long-term appreciation, the other recent movement.

Check source labels

Every data page should show the index type and latest period. Some ZIP3 records may use different index-type labels from the source file.

Those labels matter because they tell visitors what source classification was imported for the latest regional record.

Sources